CFPB Consumer Complaint Profile

Client Services, Inc.

Consumers have filed 718 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

718
Total complaints
166
Last 12 months
100%
Timely response
48
States affected

The verdict

Client Services, Inc. ranks #406 of 3,848 financial companies by CFPB complaint volume, with 718 complaints on record. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#406
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
48
states with complaints
Client Services, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 308
Debt collection - I do not know 196
Debt collection - Credit card 62
Credit reporting or other personal consumer reports - Credit reporting 34
Debt collection - Other debt 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 19
Debt collection - Other (i.e. phone, health club, etc.) 17
Debt collection - Medical debt 14
Debt collection - Payday loan debt 9
Debt collection - Auto debt 8

Top Issues

1.Attempts to collect debt not owed 203
2.Communication tactics 128
3.Written notification about debt 125
4.False statements or representation 58
5.Cont'd attempts collect debt not owed 36
6.Took or threatened to take negative or legal action 34
7.Incorrect information on your report 30
8.Improper contact or sharing of info 26
9.Disclosure verification of debt 19
10.Improper use of your report 13

Complaints by Year

Year Complaints
2013 13
2014 35
2015 32
2016 37
2017 36
2018 43
2019 51
2020 35
2021 49
2022 49
2023 47
2024 79
2025 181
2026 31

Complaints by State (Top 15)

Florida 91
California 76
Texas 60
New York 45
Georgia 37
New Jersey 31
Illinois 28
Pennsylvania 26
Michigan 23
Ohio 23
Arizona 22
Virginia 21
North Carolina 18
Maryland 17
Nevada 16

Company Responses

Closed with explanation 647
Closed with non-monetary relief 68
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Client Services, Inc.

The CFPB Consumer Complaint Database has logged 718 complaints against Client Services, Inc. overall, with 166 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

100% of CFPB-forwarded complaints against Client Services, Inc. get a reply inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 13.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 9.9% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Client Services, Inc. have?

Client Services, Inc. has 718 total consumer complaints filed with the CFPB, with 166 filed in the last 12 months.

Does Client Services, Inc. respond to complaints on time?

100% of the CFPB complaints against Client Services, Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Client Services, Inc.?

"Debt collection" draws more CFPB complaints against Client Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Client Services, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Client Services, Inc.; the full issue list with counts is above.

How do I file a complaint against Client Services, Inc.?

You can file a complaint against Client Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Client Services, Inc.?

Client Services, Inc. has drawn CFPB complaints from 48 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026