Collection Management Holdings, LLC

CFPB Consumer Complaint Profile

2,258
Total Complaints
1,185
Last 12 Months
99.2%
Timely Response
48
States Affected
Collection Management Holdings, LLC timely response rate 99.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 909
Debt collection — Medical debt 749
Credit reporting or other personal consumer reports — Credit reporting 377
Debt collection — Other debt 72
Debt collection — Credit card debt 49
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 43
Debt or credit management — Debt settlement 29
Debt collection — Telecommunications debt 8
Debt collection — Rental debt 5
Credit reporting or other personal consumer reports — Other personal consumer report 4

Top Issues

1.Attempts to collect debt not owed 763
2.Written notification about debt 362
3.Took or threatened to take negative or legal action 339
4.Incorrect information on your report 188
5.False statements or representation 185
6.Improper use of your report 150
7.Communication tactics 125
8.Problem with a company's investigation into an existing problem 77
9.Electronic communications 14
10.Threatened to contact someone or share information improperly 10

Complaints by Year

Year Complaints
2019 1
2020 10
2021 12
2022 42
2023 186
2024 578
2025 1,130
2026 299

Complaints by State (Top 15)

Texas 517
Florida 463
Georgia 329
Pennsylvania 100
North Carolina 68
Tennessee 60
Ohio 59
Oklahoma 56
Alabama 53
California 50
New Jersey 44
South Carolina 43
Louisiana 43
Mississippi 39
Arizona 37

Company Responses

Closed with explanation 2,257
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Collection Management Holdings, LLC

The CFPB Consumer Complaint Database has logged 2,258 complaints against Collection Management Holdings, LLC overall, with 1,185 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Collection Management Holdings, LLC's timely response rate stands at 99.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collection Management Holdings, LLC have?

Collection Management Holdings, LLC has 2,258 total consumer complaints filed with the CFPB, with 1,185 filed in the last 12 months.

Does Collection Management Holdings, LLC respond to complaints on time?

Collection Management Holdings, LLC has a 99.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Collection Management Holdings, LLC?

The most complained-about product for Collection Management Holdings, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Collection Management Holdings, LLC?

The most common issue reported by consumers about Collection Management Holdings, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Collection Management Holdings, LLC?

You can file a complaint against Collection Management Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Management Holdings, LLC?

Consumers in 48 states and territories have filed complaints about Collection Management Holdings, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related