CFPB Consumer Complaint Profile

Financial Business and Consumer Solutions.

Consumers have filed 547 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

547
Total complaints
5
Last 12 months
90.7%
Timely response
46
States affected

The verdict

547 CFPB complaints put Financial Business and Consumer Solutions. at #476 out of 3,848 financial companies ranked by complaint volume. It answers 90.7% of complaints on time - below the 93% median for companies with 100+ complaints.

#476
of 3,848 companies by volume
90.7%
answered on time
Debt collection
most-complained product
46
states with complaints
Financial Business and Consumer Solutions. timely response rate 90.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 138
Debt collection - Credit card debt 78
Debt collection - Other debt 76
Debt collection - Medical debt 52
Debt collection - Medical 44
Debt collection - Other (i.e. phone, health club, etc.) 40
Debt collection - Credit card 24
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Credit reporting or other personal consumer reports - Credit reporting 15
Debt collection - Auto debt 12

Top Issues

1.Attempts to collect debt not owed 161
2.Communication tactics 82
3.Cont'd attempts collect debt not owed 81
4.Written notification about debt 46
5.Disclosure verification of debt 39
6.False statements or representation 35
7.Took or threatened to take negative or legal action 20
8.Incorrect information on your report 16
9.Improper use of your report 16
10.Threatened to contact someone or share information improperly 11

Complaints by Year

Year Complaints
2013 15
2014 48
2015 52
2016 55
2017 33
2018 46
2019 39
2020 38
2021 45
2022 68
2023 65
2024 34
2025 9

Complaints by State (Top 15)

Florida 68
California 65
Texas 53
Georgia 41
Pennsylvania 22
Michigan 21
Ohio 20
New York 20
North Carolina 19
Illinois 19
Tennessee 17
Virginia 15
Maryland 13
Colorado 11
Missouri 11

Company Responses

Closed with explanation 515
Untimely response 17
Closed 10
Closed with monetary relief 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Financial Business and Consumer Solutions.

The CFPB Consumer Complaint Database has logged 547 complaints against Financial Business and Consumer Solutions. overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

90.7% of CFPB-forwarded complaints against Financial Business and Consumer Solutions. get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response was formally disputed in 14.8% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Financial Business and Consumer Solutions. have?

547 complaints have been filed against Financial Business and Consumer Solutions. with the CFPB overall - 5 of them in the past year.

Does Financial Business and Consumer Solutions. respond to complaints on time?

90.7% of the CFPB complaints against Financial Business and Consumer Solutions. get a response within the expected window.

What product generates the most complaints for Financial Business and Consumer Solutions.?

"Debt collection" draws more CFPB complaints against Financial Business and Consumer Solutions. than any other product - see the full breakdown above.

What is the most common complaint issue with Financial Business and Consumer Solutions.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Financial Business and Consumer Solutions.; the full issue list with counts is above.

How do I file a complaint against Financial Business and Consumer Solutions.?

You can file a complaint against Financial Business and Consumer Solutions. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Business and Consumer Solutions.?

Financial Business and Consumer Solutions. has drawn CFPB complaints from 46 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026