CFPB Consumer Complaint Profile

Financial Business and Consumer Solutions.

Consumers have filed 547 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

547
Total complaints
Above average
5
Last 12 months
90.7%
Timely response
Bottom quartile
46
States affected

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The verdict

547 CFPB complaints put Financial Business and Consumer Solutions. at #475 out of 3,843 financial companies ranked by complaint volume. It posts a 90.7% on-time response rate, the 19th percentile among companies with 100+ complaints.

#475
of 3,843 companies by volume
90.7%
on time (19th pctile)
Debt collection
most-complained product
46
states with complaints
D
PlainCredit Trust Score
46/100
Financial Business and Consumer Solutions. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.7%
Share of complaints answered within the CFPB response window
Dispute Rate C- 14.8%
Share of responses the consumer disputed (lower is better)
Relief Rate D 0.9%
Share of complaints closed with monetary or non-monetary relief

Financial Business and Consumer Solutions. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.7% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 34 in 2024 to 9 in 2025 (2024 → 2025).

See the full year-over-year release diff

Financial Business and Consumer Solutions. timely response rate 90.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 138
Debt collection - Credit card debt 78
Debt collection - Other debt 76
Debt collection - Medical debt 52
Debt collection - Medical 44
Debt collection - Other (i.e. phone, health club, etc.) 40
Debt collection - Credit card 24
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Credit reporting or other personal consumer reports - Credit reporting 15
Debt collection - Auto debt 12

Top Issues

1.Attempts to collect debt not owed 161
2.Communication tactics 82
3.Cont'd attempts collect debt not owed 81
4.Written notification about debt 46
5.Disclosure verification of debt 39
6.False statements or representation 35
7.Took or threatened to take negative or legal action 20
8.Incorrect information on your report 16
9.Improper use of your report 16
10.Threatened to contact someone or share information improperly 11

Complaints by Year

Year Complaints
2013 15
2014 48
2015 52
2016 55
2017 33
2018 46
2019 39
2020 38
2021 45
2022 68
2023 65
2024 34
2025 9

Complaints by State (Top 15)

Florida 68
California 65
Texas 53
Georgia 41
Pennsylvania 22
Michigan 21
Ohio 20
New York 20
North Carolina 19
Illinois 19
Tennessee 17
Virginia 15
Maryland 13
Colorado 11
Missouri 11

Company Responses

Closed with explanation 515
Untimely response 17
Closed 10
Closed with monetary relief 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Financial Business and Consumer Solutions.

The CFPB Consumer Complaint Database has logged 547 complaints against Financial Business and Consumer Solutions. overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Financial Business and Consumer Solutions. draw a 90.7% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 14.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Financial Business and Consumer Solutions. have?

547 complaints have been filed against Financial Business and Consumer Solutions. with the CFPB overall - 5 of them in the past year.

Does Financial Business and Consumer Solutions. respond to complaints on time?

CFPB complaints against Financial Business and Consumer Solutions. draw a 90.7% timely-response rate inside the expected window.

What product generates the most complaints for Financial Business and Consumer Solutions.?

"Debt collection" draws more CFPB complaints against Financial Business and Consumer Solutions. than any other product - see the full breakdown above.

What is the most common complaint issue with Financial Business and Consumer Solutions.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Financial Business and Consumer Solutions.; the full issue list with counts is above.

How do I file a complaint against Financial Business and Consumer Solutions.?

You can file a complaint against Financial Business and Consumer Solutions. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Business and Consumer Solutions.?

Financial Business and Consumer Solutions. has drawn CFPB complaints from 46 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Business and Consumer Solutions.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026