CFPB Consumer Complaint Profile
Jim Bottin Enterprises, Inc
Consumers have filed 546 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 546
- Total complaints
- Above average
- 120
- Last 12 months
- 95.1%
- Timely response
- Below median
- 45
- States affected
The verdict
546 CFPB complaints put Jim Bottin Enterprises, Inc at #478 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 95.1%, the 30th percentile among companies with 100+ complaints.
- #478
- of 3,843 companies by volume
- 95.1%
- on time (30th pctile)
- Debt collection
- most-complained product
- 45
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Jim Bottin Enterprises, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
95.1% Around the middle higher than 30% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 48 in 2024 to 113 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 9 |
| 2014 | 33 |
| 2015 | 42 |
| 2016 | 43 |
| 2017 | 39 |
| 2018 | 32 |
| 2019 | 38 |
| 2020 | 23 |
| 2021 | 28 |
| 2022 | 22 |
| 2023 | 52 |
| 2024 | 48 |
| 2025 | 113 |
| 2026year in progress | 24 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Jim Bottin Enterprises, Inc
The CFPB Consumer Complaint Database has logged 546 complaints against Jim Bottin Enterprises, Inc overall, with 120 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Jim Bottin Enterprises, Inc draw a 95.1% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 21.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Jim Bottin Enterprises, Inc have?
Jim Bottin Enterprises, Inc has 546 total consumer complaints filed with the CFPB, with 120 filed in the last 12 months.
Does Jim Bottin Enterprises, Inc respond to complaints on time?
Jim Bottin Enterprises, Inc's CFPB timely-response rate is 95.1%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Jim Bottin Enterprises, Inc?
Among all products tied to Jim Bottin Enterprises, Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Jim Bottin Enterprises, Inc?
The most common issue reported by consumers about Jim Bottin Enterprises, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Jim Bottin Enterprises, Inc?
You can file a complaint against Jim Bottin Enterprises, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Jim Bottin Enterprises, Inc?
The CFPB has recorded complaints against Jim Bottin Enterprises, Inc from 45 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Jim Bottin Enterprises, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (21.3% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.