CFPB Consumer Complaint Profile

Randolph-Brooks Federal Credit Union

547 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

547
Total complaints
Above average
160
Last 12 months
99.6%
Timely response
Top decile
25
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Randolph-Brooks Federal Credit Union sits at #475, with 547 complaints logged. It posts a 99.6% on-time response rate, the 74th percentile among companies with 100+ complaints.

#475
of 3,843 companies by volume
99.6%
on time (74th pctile)
Checking or savings …
most-complained product
25
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
68/100
Randolph-Brooks Federal Credit Union · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.6%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 4.4%
Share of complaints closed with monetary or non-monetary relief

Randolph-Brooks Federal Credit Union vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.6% Higher than most higher than 74% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 105 in 2024 to 157 in 2025 (2024 → 2025).

See the full year-over-year release diff

Randolph-Brooks Federal Credit Union timely response rate 99.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 182
Credit reporting or other personal consumer reports - Credit reporting 87
Vehicle loan or lease - Loan 55
Credit card or prepaid card - General-purpose credit card or charge card 34
Checking or savings account - Savings account 29
Credit card - General-purpose credit card or charge card 27
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 26
Debt collection - I do not know 19
Checking or savings account - Other banking product or service 16
Money transfer, virtual currency, or money service - Domestic (US) money transfer 12

Top Issues

1.Managing an account 134
2.Incorrect information on your report 62
3.Problem with a lender or other company charging your account 36
4.Problem with a company's investigation into an existing problem 35
5.Problem caused by your funds being low 26
6.Problem with a purchase shown on your statement 20
7.Improper use of your report 19
8.Opening an account 17
9.Closing an account 17
10.Getting a loan or lease 16

Complaints by Year

Year Complaints
2021 59
2022 76
2023 107
2024 105
2025 157
2026year in progress 43

Complaints by State (Top 15)

Texas 491
California 6
Florida 6
Arizona 3
Indiana 3
Montana 3
Maryland 3
North Carolina 2
Georgia 2
Washington 2
Virginia 2
Kentucky 1
Tennessee 1
New York 1
Colorado 1

Company Responses

Closed with explanation 503
In progress 20
Closed with monetary relief 14
Closed with non-monetary relief 10

What the CFPB Complaint Record Shows for Randolph-Brooks Federal Credit Union

547 complaints against Randolph-Brooks Federal Credit Union appear in the CFPB record, including 160 from the trailing year. The 25 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Checking or savings account," which sits at the top of the product breakdown. Inside that category, "Managing an account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Randolph-Brooks Federal Credit Union draw a 99.6% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 4.4%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Randolph-Brooks Federal Credit Union have?

Randolph-Brooks Federal Credit Union has 547 total consumer complaints filed with the CFPB, with 160 filed in the last 12 months.

Does Randolph-Brooks Federal Credit Union respond to complaints on time?

Randolph-Brooks Federal Credit Union's CFPB timely-response rate is 99.6%. That is a strong response record by CFPB standards.

What product generates the most complaints for Randolph-Brooks Federal Credit Union?

The most complained-about product for Randolph-Brooks Federal Credit Union is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Randolph-Brooks Federal Credit Union?

The most common issue reported by consumers about Randolph-Brooks Federal Credit Union is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Randolph-Brooks Federal Credit Union?

You can file a complaint against Randolph-Brooks Federal Credit Union directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Randolph-Brooks Federal Credit Union?

The CFPB has recorded complaints against Randolph-Brooks Federal Credit Union from 25 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Randolph-Brooks Federal Credit Union have?

Randolph-Brooks Federal Credit Union has 547 total consumer complaints filed with the CFPB, with 160 filed in the last 12 months.

Does Randolph-Brooks Federal Credit Union respond to complaints on time?

Randolph-Brooks Federal Credit Union's CFPB timely-response rate is 99.6%. That is a strong response record by CFPB standards.

What product generates the most complaints for Randolph-Brooks Federal Credit Union?

The most complained-about product for Randolph-Brooks Federal Credit Union is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Randolph-Brooks Federal Credit Union?

The most common issue reported by consumers about Randolph-Brooks Federal Credit Union is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Randolph-Brooks Federal Credit Union?

You can file a complaint against Randolph-Brooks Federal Credit Union directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Randolph-Brooks Federal Credit Union?

The CFPB has recorded complaints against Randolph-Brooks Federal Credit Union from 25 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Randolph-Brooks Federal Credit Union's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.