CFPB Consumer Complaint Profile

Sterling Infosystems Inc.

What 547 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

547
Total complaints
67
Last 12 months
98.2%
Timely response
45
States affected

The verdict

Sterling Infosystems Inc. ranks #476 of 3,848 financial companies by CFPB complaint volume, with 547 complaints on record. It answers 98.2% of complaints on time — above the 93% median for companies with 100+ complaints.

#476
of 3,848 companies by volume
98.2%
answered on time
Credit reporting, cr…
most-complained product
45
states with complaints
Sterling Infosystems Inc. timely response rate 98.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 286
Credit reporting or other personal consumer reports — Other personal consumer report 170
Credit reporting 59
Credit reporting or other personal consumer reports — Credit reporting 16
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Bank account or service — Other bank product/service 2
Vehicle loan or lease — Loan 1
Debt collection — I do not know 1
Debt collection — Payday loan 1
Checking or savings account — Checking account 1

Top Issues

1.Incorrect information on your report 362
2.Problem with a company's investigation into an existing issue 61
3.Improper use of your report 44
4.Incorrect information on credit report 36
5.Improper use of my credit report 11
6.Unable to get credit report/credit score 6
7.Credit reporting company's investigation 5
8.Identity theft protection or other monitoring services 5
9.Unable to get your credit report or credit score 4
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 8
2014 11
2015 15
2016 15
2017 58
2018 47
2019 64
2020 34
2021 34
2022 46
2023 50
2024 80
2025 77
2026 8

Complaints by State (Top 15)

California 67
Florida 53
Texas 51
Georgia 39
Illinois 21
Ohio 18
Colorado 18
Arizona 18
Tennessee 18
Virginia 17
Indiana 17
South Carolina 15
New York 15
Nevada 12
North Carolina 12

Company Responses

Closed with explanation 545
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Sterling Infosystems Inc.

The CFPB Consumer Complaint Database has logged 547 complaints against Sterling Infosystems Inc. overall, with 67 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sterling Infosystems Inc.'s timely response rate stands at 98.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sterling Infosystems Inc. have?

Sterling Infosystems Inc. has 547 total consumer complaints filed with the CFPB, with 67 filed in the last 12 months.

Does Sterling Infosystems Inc. respond to complaints on time?

Sterling Infosystems Inc. has a 98.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Sterling Infosystems Inc.?

The most complained-about product for Sterling Infosystems Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Sterling Infosystems Inc.?

The most common issue reported by consumers about Sterling Infosystems Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Sterling Infosystems Inc.?

You can file a complaint against Sterling Infosystems Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sterling Infosystems Inc.?

Consumers in 45 states and territories have filed complaints about Sterling Infosystems Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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