CFPB Consumer Complaint Profile
FMA Alliance, Ltd.
What 309 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 309
- Total complaints
- Above average
- 67
- Last 12 months
- 99.7%
- Timely response
- Top decile
- 40
- States affected
The verdict
309 CFPB complaints put FMA Alliance, Ltd. at #684 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 99.7%, the 76th percentile for the 100+ complaint peer group.
- #684
- of 3,843 companies by volume
- 99.7%
- on time (76th pctile)
- Debt collection
- most-complained product
- 40
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
FMA Alliance, Ltd. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.7% Top 24% higher than 76% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 52 in 2024 to 70 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 18 |
| 2015 | 14 |
| 2016 | 10 |
| 2017 | 24 |
| 2018 | 13 |
| 2019 | 13 |
| 2020 | 18 |
| 2021 | 11 |
| 2022 | 24 |
| 2023 | 26 |
| 2024 | 52 |
| 2025 | 70 |
| 2026year in progress | 13 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for FMA Alliance, Ltd.
FMA Alliance, Ltd. carries 309 complaints in the CFPB's database, 67 of them filed within the past 12 months. Consumers spanning 40 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against FMA Alliance, Ltd. draw a 99.7% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 12.7% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 14.2% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does FMA Alliance, Ltd. have?
FMA Alliance, Ltd. has 309 total consumer complaints filed with the CFPB, with 67 filed in the last 12 months.
Does FMA Alliance, Ltd. respond to complaints on time?
FMA Alliance, Ltd.'s CFPB timely-response rate is 99.7%. This is considered excellent.
What product generates the most complaints for FMA Alliance, Ltd.?
The most complained-about product for FMA Alliance, Ltd. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with FMA Alliance, Ltd.?
The most common issue reported by consumers about FMA Alliance, Ltd. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against FMA Alliance, Ltd.?
You can file a complaint against FMA Alliance, Ltd. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about FMA Alliance, Ltd.?
FMA Alliance, Ltd. has drawn CFPB complaints from 40 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for FMA Alliance, Ltd.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (12.7% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.