CFPB Consumer Complaint Profile
Financial Management Solutions, LLC
What 308 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 308
- Total complaints
- Above average
- 50
- Last 12 months
- 98.7%
- Timely response
- Above median
- 18
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Financial Management Solutions, LLC has accumulated 308 complaints, placing it #687 by volume. On-time replies land at 98.7%, the 56th percentile for the 100+ complaint peer group.
- #687
- of 3,843 companies by volume
- 98.7%
- on time (56th pctile)
- Debt collection
- most-complained product
- 18
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Financial Management Solutions, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.7% Higher than most higher than 56% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 42 in 2024 to 54 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 7 |
| 2014 | 10 |
| 2015 | 13 |
| 2016 | 12 |
| 2017 | 26 |
| 2018 | 18 |
| 2019 | 18 |
| 2020 | 30 |
| 2021 | 25 |
| 2022 | 22 |
| 2023 | 19 |
| 2024 | 42 |
| 2025 | 54 |
| 2026year in progress | 12 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Financial Management Solutions, LLC
Financial Management Solutions, LLC carries 308 complaints in the CFPB's database, 50 of them filed within the past 12 months. Consumers spanning 18 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Financial Management Solutions, LLC's timely response rate stands at 98.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 27.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Financial Management Solutions, LLC have?
The CFPB has logged 308 complaints against Financial Management Solutions, LLC to date, of which 50 came in over the last 12 months.
Does Financial Management Solutions, LLC respond to complaints on time?
Financial Management Solutions, LLC's CFPB timely-response rate is 98.7%. This is considered excellent.
What product generates the most complaints for Financial Management Solutions, LLC?
The most complained-about product for Financial Management Solutions, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Financial Management Solutions, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Financial Management Solutions, LLC - see all issues and counts above.
How do I file a complaint against Financial Management Solutions, LLC?
You can file a complaint against Financial Management Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Financial Management Solutions, LLC?
Consumers in 18 states and territories have filed complaints about Financial Management Solutions, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Financial Management Solutions, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (27.3% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.