CFPB Consumer Complaint Profile

Braviant Holdings, LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

310
Total complaints
Above average
86
Last 12 months
96.5%
Timely response
Below median
32
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Braviant Holdings, LLC places #683 by volume. For answering complaints on time it stands at the 36th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Braviant Holdings, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.5%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.9%
Share of complaints closed with monetary or non-monetary relief

Braviant Holdings, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.5% Around the middle higher than 36% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 38 in 2024 to 74 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Payday loan debt 68
Payday loan, title loan, or personal loan - Payday loan 47
Credit reporting or other personal consumer reports - Credit reporting 39
Payday loan, title loan, personal loan, or advance loan - Payday loan 31
Payday loan, title loan, or personal loan - Installment loan 31
Payday loan, title loan, personal loan, or advance loan - Installment loan 30
Debt collection - I do not know 23
Debt collection - Other debt 11
Payday loan 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7

Top Issues

1.Charged fees or interest you didn't expect 69
2.Incorrect information on your report 34
3.Attempts to collect debt not owed 34
4.Struggling to pay your loan 31
5.Communication tactics 20
6.Took or threatened to take negative or legal action 14
7.Threatened to contact someone or share information improperly 12
8.Problem with a company's investigation into an existing problem 12
9.Problem with the payoff process at the end of the loan 11
10.Written notification about debt 10

Complaints by Year

Year Complaints
2015 3
2016 7
2017 9
2018 22
2019 32
2020 27
2021 16
2022 26
2023 31
2024 38
2025 74
2026year in progress 25

Complaints by State (Top 15)

Texas 40
Florida 37
Missouri 26
Ohio 22
California 21
Michigan 19
South Carolina 19
Arizona 12
Wisconsin 10
Utah 8
Indiana 8
Minnesota 8
Mississippi 8
Virginia 7
Arkansas 7

Company Responses

Closed with explanation 303
Closed with non-monetary relief 4
Closed with monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Braviant Holdings, LLC

In the CFPB record, Braviant Holdings, LLC has a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Braviant Holdings, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Braviant Holdings, LLC have?

310 complaints have been filed against Braviant Holdings, LLC with the CFPB overall - 86 of them in the past year.

Does Braviant Holdings, LLC respond to complaints on time?

Braviant Holdings, LLC has a 96.5% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Braviant Holdings, LLC?

The most complained-about product for Braviant Holdings, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Braviant Holdings, LLC?

The most common issue reported by consumers about Braviant Holdings, LLC is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Braviant Holdings, LLC?

You can file a complaint against Braviant Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Braviant Holdings, LLC?

Consumers in 32 states and territories have filed complaints about Braviant Holdings, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Braviant Holdings, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.