CFPB Consumer Complaint Profile

Braviant Holdings, LLC

What 310 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

310
Total complaints
86
Last 12 months
96.5%
Timely response
32
States affected

The verdict

Braviant Holdings, LLC ranks #684 of 3,848 financial companies by CFPB complaint volume, with 310 complaints on record. It answers 96.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#684
of 3,848 companies by volume
96.5%
answered on time
Debt collection
most-complained product
32
states with complaints
Braviant Holdings, LLC timely response rate 96.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Payday loan debt 68
Payday loan, title loan, or personal loan — Payday loan 47
Credit reporting or other personal consumer reports — Credit reporting 39
Payday loan, title loan, personal loan, or advance loan — Payday loan 31
Payday loan, title loan, or personal loan — Installment loan 31
Payday loan, title loan, personal loan, or advance loan — Installment loan 30
Debt collection — I do not know 23
Debt collection — Other debt 11
Payday loan 7
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7

Top Issues

1.Charged fees or interest you didn't expect 69
2.Incorrect information on your report 34
3.Attempts to collect debt not owed 34
4.Struggling to pay your loan 31
5.Communication tactics 20
6.Took or threatened to take negative or legal action 14
7.Threatened to contact someone or share information improperly 12
8.Problem with a company's investigation into an existing problem 12
9.Problem with the payoff process at the end of the loan 11
10.Written notification about debt 10

Complaints by Year

Year Complaints
2015 3
2016 7
2017 9
2018 22
2019 32
2020 27
2021 16
2022 26
2023 31
2024 38
2025 74
2026 25

Complaints by State (Top 15)

Texas 40
Florida 37
Missouri 26
Ohio 22
California 21
Michigan 19
South Carolina 19
Arizona 12
Wisconsin 10
Utah 8
Indiana 8
Minnesota 8
Mississippi 8
Virginia 7
Arkansas 7

Company Responses

Closed with explanation 303
Closed with non-monetary relief 4
Closed with monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Braviant Holdings, LLC

The CFPB Consumer Complaint Database has logged 310 complaints against Braviant Holdings, LLC overall, with 86 of those filed in the trailing 12 months. Reports have come from consumers in 32 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Braviant Holdings, LLC's timely response rate stands at 96.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Braviant Holdings, LLC have?

Braviant Holdings, LLC has 310 total consumer complaints filed with the CFPB, with 86 filed in the last 12 months.

Does Braviant Holdings, LLC respond to complaints on time?

Braviant Holdings, LLC has a 96.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Braviant Holdings, LLC?

The most complained-about product for Braviant Holdings, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Braviant Holdings, LLC?

The most common issue reported by consumers about Braviant Holdings, LLC is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Braviant Holdings, LLC?

You can file a complaint against Braviant Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Braviant Holdings, LLC?

Consumers in 32 states and territories have filed complaints about Braviant Holdings, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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