GLA Collection Company, Inc.

CFPB Consumer Complaint Profile

964
Total Complaints
169
Last 12 Months
99.4%
Timely Response
33
States Affected
GLA Collection Company, Inc. timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 454
Debt collection — I do not know 184
Debt collection — Medical 134
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 70
Credit reporting or other personal consumer reports — Credit reporting 50
Debt collection — Other debt 36
Debt collection — Other (i.e. phone, health club, etc.) 17
Debt collection — Credit card debt 8
Credit reporting 5
Debt or credit management — Debt settlement 3

Top Issues

1.Attempts to collect debt not owed 299
2.Written notification about debt 180
3.False statements or representation 94
4.Cont'd attempts collect debt not owed 74
5.Took or threatened to take negative or legal action 63
6.Communication tactics 60
7.Incorrect information on your report 57
8.Disclosure verification of debt 51
9.Problem with a credit reporting company's investigation into an existing problem 23
10.Problem with a company's investigation into an existing problem 19

Complaints by Year

Year Complaints
2013 8
2014 37
2015 45
2016 55
2017 95
2018 54
2019 70
2020 76
2021 92
2022 76
2023 59
2024 86
2025 180
2026 31

Complaints by State (Top 15)

Kentucky 474
Indiana 226
Florida 59
Ohio 46
Texas 24
Tennessee 24
Georgia 21
South Carolina 13
Illinois 12
California 10
North Carolina 8
Alabama 4
Arizona 3
Virginia 3
Michigan 3

Company Responses

Closed with explanation 958
Closed with non-monetary relief 5
Closed with monetary relief 1

What the CFPB Complaint Record Shows for GLA Collection Company, Inc.

The CFPB Consumer Complaint Database has logged 964 complaints against GLA Collection Company, Inc. overall, with 169 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

GLA Collection Company, Inc.'s timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 28% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does GLA Collection Company, Inc. have?

GLA Collection Company, Inc. has 964 total consumer complaints filed with the CFPB, with 169 filed in the last 12 months.

Does GLA Collection Company, Inc. respond to complaints on time?

GLA Collection Company, Inc. has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for GLA Collection Company, Inc.?

The most complained-about product for GLA Collection Company, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with GLA Collection Company, Inc.?

The most common issue reported by consumers about GLA Collection Company, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against GLA Collection Company, Inc.?

You can file a complaint against GLA Collection Company, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about GLA Collection Company, Inc.?

Consumers in 33 states and territories have filed complaints about GLA Collection Company, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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