HCFS Healthcare Financial Services of TeamHealth

CFPB Consumer Complaint Profile

4,064
Total Complaints
32
Last 12 Months
93%
Timely Response
51
States Affected
HCFS Healthcare Financial Services of TeamHealth timely response rate 93.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 2,038
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 695
Debt collection — I do not know 637
Debt collection — Medical 350
Debt collection — Other debt 199
Debt collection — Credit card debt 53
Debt collection — Other (i.e. phone, health club, etc.) 40
Credit reporting or other personal consumer reports — Credit reporting 17
Credit reporting 10
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 5

Top Issues

1.Attempts to collect debt not owed 1,440
2.Written notification about debt 889
3.Incorrect information on your report 378
4.Cont'd attempts collect debt not owed 233
5.Communication tactics 219
6.False statements or representation 217
7.Problem with a credit reporting company's investigation into an existing problem 204
8.Disclosure verification of debt 147
9.Took or threatened to take negative or legal action 139
10.Improper use of your report 122

Complaints by Year

Year Complaints
2013 22
2014 71
2015 136
2016 148
2017 400
2018 480
2019 404
2020 544
2021 752
2022 663
2023 371
2024 31
2025 32
2026 10

Complaints by State (Top 15)

Florida 1,547
Texas 659
New Jersey 286
Ohio 241
Georgia 133
Oklahoma 114
New York 112
Illinois 101
California 90
Pennsylvania 88
Virginia 88
North Carolina 63
Louisiana 63
Arizona 52
Alabama 42

Company Responses

Closed with explanation 4,060
Closed 3
In progress 1

What the CFPB Complaint Record Shows for HCFS Healthcare Financial Services of TeamHealth

The CFPB Consumer Complaint Database has logged 4,064 complaints against HCFS Healthcare Financial Services of TeamHealth overall, with 32 of those filed in the trailing 12 months. Reports have come from consumers in 51 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

HCFS Healthcare Financial Services of TeamHealth's timely response rate stands at 93%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 27.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does HCFS Healthcare Financial Services of TeamHealth have?

HCFS Healthcare Financial Services of TeamHealth has 4,064 total consumer complaints filed with the CFPB, with 32 filed in the last 12 months.

Does HCFS Healthcare Financial Services of TeamHealth respond to complaints on time?

HCFS Healthcare Financial Services of TeamHealth has a 93% timely response rate to CFPB complaints.

What product generates the most complaints for HCFS Healthcare Financial Services of TeamHealth?

The most complained-about product for HCFS Healthcare Financial Services of TeamHealth is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with HCFS Healthcare Financial Services of TeamHealth?

The most common issue reported by consumers about HCFS Healthcare Financial Services of TeamHealth is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against HCFS Healthcare Financial Services of TeamHealth?

You can file a complaint against HCFS Healthcare Financial Services of TeamHealth directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about HCFS Healthcare Financial Services of TeamHealth?

Consumers in 51 states and territories have filed complaints about HCFS Healthcare Financial Services of TeamHealth with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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