Gurstel Law Firm, P.C.

CFPB Consumer Complaint Profile

536
Total Complaints
142
Last 12 Months
99.8%
Timely Response
17
States Affected
Gurstel Law Firm, P.C. timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 283
Debt collection — I do not know 101
Debt collection — Credit card 40
Debt collection — Other debt 21
Debt collection — Auto debt 13
Credit reporting or other personal consumer reports — Credit reporting 11
Debt collection — Other (i.e. phone, health club, etc.) 9
Debt collection — Payday loan debt 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Student loan — Private student loan 7

Top Issues

1.Took or threatened to take negative or legal action 136
2.Attempts to collect debt not owed 130
3.Written notification about debt 85
4.False statements or representation 59
5.Communication tactics 22
6.Cont'd attempts collect debt not owed 18
7.Disclosure verification of debt 18
8.Threatened to contact someone or share information improperly 12
9.Taking/threatening an illegal action 10
10.Incorrect information on your report 9

Complaints by Year

Year Complaints
2013 3
2014 20
2015 18
2016 19
2017 24
2018 22
2019 35
2020 30
2021 23
2022 48
2023 55
2024 61
2025 147
2026 31

Complaints by State (Top 15)

Arizona 189
Minnesota 114
California 96
Utah 35
Nebraska 27
Iowa 26
Nevada 22
Wisconsin 14
Florida 2
Colorado 2
New Mexico 1
Wyoming 1
Arkansas 1
Indiana 1
Tennessee 1

Company Responses

Closed with explanation 516
Closed with non-monetary relief 10
Closed 9
In progress 1

What the CFPB Complaint Record Shows for Gurstel Law Firm, P.C.

The CFPB Consumer Complaint Database has logged 536 complaints against Gurstel Law Firm, P.C. overall, with 142 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Gurstel Law Firm, P.C.'s timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Gurstel Law Firm, P.C. have?

Gurstel Law Firm, P.C. has 536 total consumer complaints filed with the CFPB, with 142 filed in the last 12 months.

Does Gurstel Law Firm, P.C. respond to complaints on time?

Gurstel Law Firm, P.C. has a 99.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Gurstel Law Firm, P.C.?

The most complained-about product for Gurstel Law Firm, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Gurstel Law Firm, P.C.?

The most common issue reported by consumers about Gurstel Law Firm, P.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Gurstel Law Firm, P.C.?

You can file a complaint against Gurstel Law Firm, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Gurstel Law Firm, P.C.?

Consumers in 17 states and territories have filed complaints about Gurstel Law Firm, P.C. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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