CFPB Consumer Complaint Profile
Integral Recoveries, Inc.
What 30 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 30
- Total complaints
- Mid-range
- 3
- Last 12 months
- 100%
- Timely response
- Top decile
- 13
- States affected
The verdict
Integral Recoveries, Inc. ranks #2333 of 3,843 financial companies by CFPB complaint volume, with 30 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.
- #2333
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 13
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Integral Recoveries, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 1 |
| 2014 | 2 |
| 2015 | 3 |
| 2016 | 1 |
| 2017 | 5 |
| 2019 | 5 |
| 2020 | 2 |
| 2021 | 1 |
| 2023 | 2 |
| 2024 | 4 |
| 2025 | 3 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Integral Recoveries, Inc.
30 complaints against Integral Recoveries, Inc. appear in the CFPB record, including 3 from the trailing year. The 13 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Integral Recoveries, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 18.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Integral Recoveries, Inc. have?
The CFPB has logged 30 complaints against Integral Recoveries, Inc. to date, of which 3 came in over the last 12 months.
Does Integral Recoveries, Inc. respond to complaints on time?
Integral Recoveries, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Integral Recoveries, Inc.?
"Debt collection" draws more CFPB complaints against Integral Recoveries, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Integral Recoveries, Inc.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Integral Recoveries, Inc.; the full issue list with counts is above.
How do I file a complaint against Integral Recoveries, Inc.?
You can file a complaint against Integral Recoveries, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Integral Recoveries, Inc.?
The CFPB has recorded complaints against Integral Recoveries, Inc. from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Integral Recoveries, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (18.2% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Integral Recoveries, Inc. have?
The CFPB has logged 30 complaints against Integral Recoveries, Inc. to date, of which 3 came in over the last 12 months.
Does Integral Recoveries, Inc. respond to complaints on time?
Integral Recoveries, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Integral Recoveries, Inc.?
"Debt collection" draws more CFPB complaints against Integral Recoveries, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Integral Recoveries, Inc.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Integral Recoveries, Inc.; the full issue list with counts is above.
How do I file a complaint against Integral Recoveries, Inc.?
You can file a complaint against Integral Recoveries, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Integral Recoveries, Inc.?
The CFPB has recorded complaints against Integral Recoveries, Inc. from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.