CFPB Consumer Complaint Profile
Interstate Credit & Collection, Inc.
14 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 14
- Total complaints
- Below average
- 0
- Last 12 months
- 35.7%
- Timely response
- Bottom decile
- 4
- States affected
The verdict
Interstate Credit & Collection, Inc. ranks #3314 of 3,843 financial companies by CFPB complaint volume, with 14 complaints on record. On-time replies land at 35.7%, the 2nd percentile for the 100+ complaint peer group.
- #3314
- of 3,843 companies by volume
- 35.7%
- on time (2nd pctile)
- Debt collection
- most-complained product
- 4
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Interstate Credit & Collection, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
35.7% Among the lowest higher than 2% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 3 |
| 2015 | 3 |
| 2016 | 1 |
| 2017 | 2 |
| 2018 | 2 |
| 2019 | 1 |
| 2020 | 1 |
| 2021 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Interstate Credit & Collection, Inc.
Interstate Credit & Collection, Inc. carries 14 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Interstate Credit & Collection, Inc.'s timely response rate stands at 35.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. The company's response carried a 28.6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Interstate Credit & Collection, Inc. have?
14 complaints have been filed against Interstate Credit & Collection, Inc. with the CFPB overall - 0 of them in the past year.
Does Interstate Credit & Collection, Inc. respond to complaints on time?
Interstate Credit & Collection, Inc. has a 35.7% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Interstate Credit & Collection, Inc.?
The most complained-about product for Interstate Credit & Collection, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Interstate Credit & Collection, Inc.?
Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Interstate Credit & Collection, Inc.; the full issue list with counts is above.
How do I file a complaint against Interstate Credit & Collection, Inc.?
You can file a complaint against Interstate Credit & Collection, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Interstate Credit & Collection, Inc.?
Interstate Credit & Collection, Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Interstate Credit & Collection, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (28.6% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Interstate Credit & Collection, Inc. have?
14 complaints have been filed against Interstate Credit & Collection, Inc. with the CFPB overall - 0 of them in the past year.
Does Interstate Credit & Collection, Inc. respond to complaints on time?
Interstate Credit & Collection, Inc. has a 35.7% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Interstate Credit & Collection, Inc.?
The most complained-about product for Interstate Credit & Collection, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Interstate Credit & Collection, Inc.?
Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Interstate Credit & Collection, Inc.; the full issue list with counts is above.
How do I file a complaint against Interstate Credit & Collection, Inc.?
You can file a complaint against Interstate Credit & Collection, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Interstate Credit & Collection, Inc.?
Interstate Credit & Collection, Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.