Knight Adjustment Bureau

CFPB Consumer Complaint Profile

285
Total Complaints
30
Last 12 Months
99.3%
Timely Response
29
States Affected
Knight Adjustment Bureau timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 69
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 60
Debt collection — Other debt 49
Debt collection — Credit card debt 28
Debt collection — Auto debt 21
Credit reporting or other personal consumer reports — Credit reporting 18
Debt collection — Other (i.e. phone, health club, etc.) 15
Debt collection — Medical debt 7
Debt collection — Payday loan debt 4
Debt collection — Auto 3

Top Issues

1.Attempts to collect debt not owed 66
2.Incorrect information on your report 64
3.False statements or representation 40
4.Written notification about debt 35
5.Communication tactics 16
6.Took or threatened to take negative or legal action 16
7.Cont'd attempts collect debt not owed 14
8.Disclosure verification of debt 7
9.Improper use of your report 5
10.Problem with a credit reporting company's investigation into an existing problem 5

Complaints by Year

Year Complaints
2013 3
2014 8
2015 6
2016 9
2017 16
2018 32
2019 27
2020 36
2021 35
2022 24
2023 16
2024 28
2025 43
2026 2

Complaints by State (Top 15)

Utah 199
California 10
Wisconsin 8
Texas 7
Indiana 6
Georgia 5
Florida 5
Idaho 5
Arizona 4
Oregon 4
Nevada 4
Virginia 3
New York 3
Wyoming 2
New Mexico 2

Company Responses

Closed with explanation 279
Closed with monetary relief 5
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Knight Adjustment Bureau

The CFPB Consumer Complaint Database has logged 285 complaints against Knight Adjustment Bureau overall, with 30 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Knight Adjustment Bureau's timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 46.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Knight Adjustment Bureau have?

Knight Adjustment Bureau has 285 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does Knight Adjustment Bureau respond to complaints on time?

Knight Adjustment Bureau has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Knight Adjustment Bureau?

The most complained-about product for Knight Adjustment Bureau is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Knight Adjustment Bureau?

The most common issue reported by consumers about Knight Adjustment Bureau is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Knight Adjustment Bureau?

You can file a complaint against Knight Adjustment Bureau directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Knight Adjustment Bureau?

Consumers in 29 states and territories have filed complaints about Knight Adjustment Bureau with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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