CFPB Consumer Complaint Profile
Law Office of James R. Vaughan, P.C.
37 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 37
- Total complaints
- Mid-range
- 6
- Last 12 months
- 91.9%
- Timely response
- Bottom quartile
- 3
- States affected
The verdict
37 CFPB complaints put Law Office of James R. Vaughan, P.C. at #2112 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 91.9%, the 21st percentile for the 100+ complaint peer group.
- #2112
- of 3,843 companies by volume
- 91.9%
- on time (21st pctile)
- Debt collection
- most-complained product
- 3
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Law Office of James R. Vaughan, P.C. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
91.9% Among the lowest higher than 21% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 3 |
| 2016 | 3 |
| 2017 | 6 |
| 2018 | 3 |
| 2019 | 4 |
| 2020 | 5 |
| 2021 | 1 |
| 2022 | 1 |
| 2023 | 4 |
| 2024 | 1 |
| 2025 | 5 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Law Office of James R. Vaughan, P.C.
37 complaints against Law Office of James R. Vaughan, P.C. appear in the CFPB record, including 6 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Law Office of James R. Vaughan, P.C. draw a 91.9% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 28.6% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 13.5%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Law Office of James R. Vaughan, P.C. have?
The CFPB has logged 37 complaints against Law Office of James R. Vaughan, P.C. to date, of which 6 came in over the last 12 months.
Does Law Office of James R. Vaughan, P.C. respond to complaints on time?
Law Office of James R. Vaughan, P.C. has a 91.9% timely response rate to CFPB complaints.
What product generates the most complaints for Law Office of James R. Vaughan, P.C.?
Among all products tied to Law Office of James R. Vaughan, P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Law Office of James R. Vaughan, P.C.?
The most common issue reported by consumers about Law Office of James R. Vaughan, P.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Law Office of James R. Vaughan, P.C.?
You can file a complaint against Law Office of James R. Vaughan, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of James R. Vaughan, P.C.?
Law Office of James R. Vaughan, P.C. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Law Office of James R. Vaughan, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (28.6% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Law Office of James R. Vaughan, P.C. have?
The CFPB has logged 37 complaints against Law Office of James R. Vaughan, P.C. to date, of which 6 came in over the last 12 months.
Does Law Office of James R. Vaughan, P.C. respond to complaints on time?
Law Office of James R. Vaughan, P.C. has a 91.9% timely response rate to CFPB complaints.
What product generates the most complaints for Law Office of James R. Vaughan, P.C.?
Among all products tied to Law Office of James R. Vaughan, P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Law Office of James R. Vaughan, P.C.?
The most common issue reported by consumers about Law Office of James R. Vaughan, P.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Law Office of James R. Vaughan, P.C.?
You can file a complaint against Law Office of James R. Vaughan, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of James R. Vaughan, P.C.?
Law Office of James R. Vaughan, P.C. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.