CFPB Consumer Complaint Profile

Law Offices of Timothy M. Sullivan

57 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

57
Total complaints
Mid-range
23
Last 12 months
89.5%
Timely response
Bottom quartile
19
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Law Offices of Timothy M. Sullivan has accumulated 57 complaints, placing it #1717 by volume. Its on-time response rate is 89.5%, the 17th percentile among companies with 100+ complaints.

#1717
of 3,843 companies by volume
89.5%
on time (17th pctile)
Debt collection
most-complained product
19
states with complaints
D
PlainCredit Trust Score
40/100
Law Offices of Timothy M. Sullivan · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.5%
Share of complaints closed with monetary or non-monetary relief

Law Offices of Timothy M. Sullivan vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.5% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 12 in 2024 to 22 in 2025 (2024 → 2025).

See the full year-over-year release diff

Law Offices of Timothy M. Sullivan timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 24
Debt collection - Credit card debt 9
Debt collection - Other debt 7
Debt collection - Other (i.e. phone, health club, etc.) 4
Debt collection - Auto debt 4
Credit reporting or other personal consumer reports - Credit reporting 3
Debt or credit management - Debt settlement 1
Debt collection - Federal student loan debt 1
Vehicle loan or lease - Loan 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Attempts to collect debt not owed 22
2.False statements or representation 11
3.Took or threatened to take negative or legal action 6
4.Improper use of your report 3
5.Cont'd attempts collect debt not owed 3
6.Communication tactics 3
7.Written notification about debt 3
8.Disclosure verification of debt 2
9.Charged upfront or unexpected fees 1
10.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2013 1
2014 1
2015 2
2016 2
2017 3
2018 1
2019 3
2020 3
2021 1
2024 12
2025 22
2026year in progress 6

Complaints by State (Top 15)

Ohio 15
Texas 11
Georgia 5
Tennessee 3
Maryland 3
Florida 3
Louisiana 2
Pennsylvania 2
Michigan 2
California 2
Iowa 1
North Carolina 1
Arizona 1
Colorado 1
Oklahoma 1

Company Responses

Closed with explanation 55
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Law Offices of Timothy M. Sullivan

The CFPB Consumer Complaint Database has logged 57 complaints against Law Offices of Timothy M. Sullivan overall, with 23 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Law Offices of Timothy M. Sullivan's timely response rate stands at 89.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 28.6% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 3.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Timothy M. Sullivan have?

The CFPB has logged 57 complaints against Law Offices of Timothy M. Sullivan to date, of which 23 came in over the last 12 months.

Does Law Offices of Timothy M. Sullivan respond to complaints on time?

Law Offices of Timothy M. Sullivan has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Law Offices of Timothy M. Sullivan?

The most complained-about product for Law Offices of Timothy M. Sullivan is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Timothy M. Sullivan?

The most common issue reported by consumers about Law Offices of Timothy M. Sullivan is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Law Offices of Timothy M. Sullivan?

You can file a complaint against Law Offices of Timothy M. Sullivan directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Timothy M. Sullivan?

Law Offices of Timothy M. Sullivan has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Law Offices of Timothy M. Sullivan: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Timothy M. Sullivan have?

The CFPB has logged 57 complaints against Law Offices of Timothy M. Sullivan to date, of which 23 came in over the last 12 months.

Does Law Offices of Timothy M. Sullivan respond to complaints on time?

Law Offices of Timothy M. Sullivan has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Law Offices of Timothy M. Sullivan?

The most complained-about product for Law Offices of Timothy M. Sullivan is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Timothy M. Sullivan?

The most common issue reported by consumers about Law Offices of Timothy M. Sullivan is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Law Offices of Timothy M. Sullivan?

You can file a complaint against Law Offices of Timothy M. Sullivan directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Timothy M. Sullivan?

Law Offices of Timothy M. Sullivan has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Law Offices of Timothy M. Sullivan's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.