CFPB Consumer Complaint Profile
Mid-America Accounts Control Bureau, Inc.
What 64 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 64
- Total complaints
- Mid-range
- 3
- Last 12 months
- 96.9%
- Timely response
- Below median
- 12
- States affected
The verdict
64 CFPB complaints put Mid-America Accounts Control Bureau, Inc. at #1626 out of 3,843 financial companies ranked by complaint volume. It posts a 96.9% on-time response rate, the 39th percentile among companies with 100+ complaints.
- #1626
- of 3,843 companies by volume
- 96.9%
- on time (39th pctile)
- Debt collection
- most-complained product
- 12
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Mid-America Accounts Control Bureau, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
96.9% Around the middle higher than 39% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 2 |
| 2015 | 12 |
| 2016 | 5 |
| 2017 | 11 |
| 2018 | 4 |
| 2019 | 3 |
| 2020 | 5 |
| 2021 | 3 |
| 2022 | 11 |
| 2023 | 1 |
| 2024 | 4 |
| 2025 | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Mid-America Accounts Control Bureau, Inc.
The CFPB Consumer Complaint Database has logged 64 complaints against Mid-America Accounts Control Bureau, Inc. overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Disclosure verification of debt," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Mid-America Accounts Control Bureau, Inc. posts a 96.9% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 28% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 3.1%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Mid-America Accounts Control Bureau, Inc. have?
64 complaints have been filed against Mid-America Accounts Control Bureau, Inc. with the CFPB overall - 3 of them in the past year.
Does Mid-America Accounts Control Bureau, Inc. respond to complaints on time?
CFPB complaints against Mid-America Accounts Control Bureau, Inc. draw a 96.9% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Mid-America Accounts Control Bureau, Inc.?
The most complained-about product for Mid-America Accounts Control Bureau, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Mid-America Accounts Control Bureau, Inc.?
Consumers most often cite "Disclosure verification of debt" when complaining about Mid-America Accounts Control Bureau, Inc.; the full issue list with counts is above.
How do I file a complaint against Mid-America Accounts Control Bureau, Inc.?
You can file a complaint against Mid-America Accounts Control Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mid-America Accounts Control Bureau, Inc.?
Consumers in 12 states and territories have filed complaints about Mid-America Accounts Control Bureau, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Mid-America Accounts Control Bureau, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (28% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Mid-America Accounts Control Bureau, Inc. have?
64 complaints have been filed against Mid-America Accounts Control Bureau, Inc. with the CFPB overall - 3 of them in the past year.
Does Mid-America Accounts Control Bureau, Inc. respond to complaints on time?
CFPB complaints against Mid-America Accounts Control Bureau, Inc. draw a 96.9% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Mid-America Accounts Control Bureau, Inc.?
The most complained-about product for Mid-America Accounts Control Bureau, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Mid-America Accounts Control Bureau, Inc.?
Consumers most often cite "Disclosure verification of debt" when complaining about Mid-America Accounts Control Bureau, Inc.; the full issue list with counts is above.
How do I file a complaint against Mid-America Accounts Control Bureau, Inc.?
You can file a complaint against Mid-America Accounts Control Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mid-America Accounts Control Bureau, Inc.?
Consumers in 12 states and territories have filed complaints about Mid-America Accounts Control Bureau, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.