CFPB Consumer Complaint Profile

Miller, Stark, Klein and Associates

Consumers have filed 88 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

88
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
32
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Miller, Stark, Klein and Associates has accumulated 88 complaints, placing it #1409 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1409
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
32
states with complaints
C+
PlainCredit Trust Score
60/100
Miller, Stark, Klein and Associates · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C 4.5%
Share of complaints closed with monetary or non-monetary relief

Miller, Stark, Klein and Associates vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2019 to 2020 complete years

  • Annual CFPB complaint volume moved from 12 in 2019 to 2 in 2020 (2019 → 2020).

See the full year-over-year release diff

Miller, Stark, Klein and Associates timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 42
Debt collection - Credit card debt 19
Debt collection - Other debt 8
Debt collection - Credit card 6
Debt collection - Other (i.e. phone, health club, etc.) 5
Consumer Loan - Vehicle loan 2
Debt collection - Auto 2
Bank account or service - Checking account 1
Debt collection - Auto debt 1
Debt collection - Medical debt 1

Top Issues

1.Took or threatened to take negative or legal action 20
2.Communication tactics 16
3.Attempts to collect debt not owed 16
4.Cont'd attempts collect debt not owed 12
5.False statements or representation 5
6.Disclosure verification of debt 5
7.Taking/threatening an illegal action 5
8.Threatened to contact someone or share information improperly 3
9.Written notification about debt 3
10.Problems when you are unable to pay 2

Complaints by Year

Year Complaints
2016 19
2017 30
2018 25
2019 12
2020 2

Complaints by State (Top 15)

California 9
Georgia 9
Texas 8
Ohio 7
New York 7
Florida 6
Michigan 5
Arizona 5
Illinois 3
Oregon 2
Idaho 2
Washington 2
Indiana 2
Arkansas 1
Maryland 1

Company Responses

Closed with explanation 84
Closed with monetary relief 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Miller, Stark, Klein and Associates

The CFPB Consumer Complaint Database has logged 88 complaints against Miller, Stark, Klein and Associates overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 32 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Miller, Stark, Klein and Associates draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 28.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 4.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Miller, Stark, Klein and Associates have?

The CFPB has logged 88 complaints against Miller, Stark, Klein and Associates to date, of which 0 came in over the last 12 months.

Does Miller, Stark, Klein and Associates respond to complaints on time?

CFPB complaints against Miller, Stark, Klein and Associates draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Miller, Stark, Klein and Associates?

"Debt collection" draws more CFPB complaints against Miller, Stark, Klein and Associates than any other product - see the full breakdown above.

What is the most common complaint issue with Miller, Stark, Klein and Associates?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Miller, Stark, Klein and Associates; the full issue list with counts is above.

How do I file a complaint against Miller, Stark, Klein and Associates?

You can file a complaint against Miller, Stark, Klein and Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Miller, Stark, Klein and Associates?

Consumers in 32 states and territories have filed complaints about Miller, Stark, Klein and Associates with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Miller, Stark, Klein and Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Miller, Stark, Klein and Associates have?

The CFPB has logged 88 complaints against Miller, Stark, Klein and Associates to date, of which 0 came in over the last 12 months.

Does Miller, Stark, Klein and Associates respond to complaints on time?

CFPB complaints against Miller, Stark, Klein and Associates draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Miller, Stark, Klein and Associates?

"Debt collection" draws more CFPB complaints against Miller, Stark, Klein and Associates than any other product - see the full breakdown above.

What is the most common complaint issue with Miller, Stark, Klein and Associates?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Miller, Stark, Klein and Associates; the full issue list with counts is above.

How do I file a complaint against Miller, Stark, Klein and Associates?

You can file a complaint against Miller, Stark, Klein and Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Miller, Stark, Klein and Associates?

Consumers in 32 states and territories have filed complaints about Miller, Stark, Klein and Associates with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Miller, Stark, Klein and Associates's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.