Patient Accounting Service Center

CFPB Consumer Complaint Profile

431
Total Complaints
106
Last 12 Months
89.8%
Timely Response
37
States Affected
Patient Accounting Service Center timely response rate 89.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 320
Debt collection — I do not know 50
Debt collection — Medical 38
Debt collection — Other debt 9
Debt collection — Other (i.e. phone, health club, etc.) 3
Credit reporting 2
Debt collection — Payday loan 2
Credit reporting or other personal consumer reports — Credit reporting 1
Credit reporting or other personal consumer reports — Other personal consumer report 1
Checking or savings account — Checking account 1

Top Issues

1.Attempts to collect debt not owed 179
2.Communication tactics 69
3.Written notification about debt 69
4.False statements or representation 43
5.Cont'd attempts collect debt not owed 27
6.Took or threatened to take negative or legal action 14
7.Disclosure verification of debt 9
8.Threatened to contact someone or share information improperly 7
9.Improper contact or sharing of info 3
10.Electronic communications 3

Complaints by Year

Year Complaints
2014 9
2015 16
2016 18
2017 16
2018 21
2019 31
2020 26
2021 19
2022 38
2023 47
2024 61
2025 109
2026 20

Complaints by State (Top 15)

California 93
Arizona 58
New York 46
Texas 41
Florida 21
New Jersey 19
Nevada 14
Pennsylvania 14
Georgia 9
Washington 9
Wisconsin 9
Oregon 9
Colorado 7
Ohio 7
Illinois 6

Company Responses

Closed with explanation 420
In progress 10
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Patient Accounting Service Center

The CFPB Consumer Complaint Database has logged 431 complaints against Patient Accounting Service Center overall, with 106 of those filed in the trailing 12 months. Reports have come from consumers in 37 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Patient Accounting Service Center's timely response rate stands at 89.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 16% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Patient Accounting Service Center have?

Patient Accounting Service Center has 431 total consumer complaints filed with the CFPB, with 106 filed in the last 12 months.

Does Patient Accounting Service Center respond to complaints on time?

Patient Accounting Service Center has a 89.8% timely response rate to CFPB complaints.

What product generates the most complaints for Patient Accounting Service Center?

The most complained-about product for Patient Accounting Service Center is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Patient Accounting Service Center?

The most common issue reported by consumers about Patient Accounting Service Center is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Patient Accounting Service Center?

You can file a complaint against Patient Accounting Service Center directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Patient Accounting Service Center?

Consumers in 37 states and territories have filed complaints about Patient Accounting Service Center with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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