Patenaude & Felix A Professional Corporation

CFPB Consumer Complaint Profile

429
Total Complaints
46
Last 12 Months
94.2%
Timely Response
32
States Affected
Patenaude & Felix A Professional Corporation timely response rate 94.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 162
Debt collection — Credit card 55
Debt collection — I do not know 54
Student loan — Private student loan 33
Debt collection — Private student loan debt 31
Debt collection — Non-federal student loan 20
Student loan — Non-federal student loan 19
Debt collection — Auto debt 9
Debt collection — Other (i.e. phone, health club, etc.) 8
Debt collection — Other debt 6

Top Issues

1.Took or threatened to take negative or legal action 74
2.Attempts to collect debt not owed 67
3.False statements or representation 64
4.Written notification about debt 44
5.Communication tactics 34
6.Dealing with your lender or servicer 29
7.Cont'd attempts collect debt not owed 22
8.Taking/threatening an illegal action 22
9.Disclosure verification of debt 18
10.Dealing with my lender or servicer 12

Complaints by Year

Year Complaints
2013 8
2014 31
2015 41
2016 32
2017 31
2018 25
2019 28
2020 42
2021 38
2022 29
2023 30
2024 33
2025 55
2026 6

Complaints by State (Top 15)

California 190
Pennsylvania 69
Nevada 50
Washington 30
Arizona 20
Oregon 11
Florida 7
Georgia 6
Virginia 5
New York 4
Maryland 4
Missouri 3
Hawaii 2
Idaho 2
Colorado 2

Company Responses

Closed with explanation 426
Closed 1
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Patenaude & Felix A Professional Corporation

The CFPB Consumer Complaint Database has logged 429 complaints against Patenaude & Felix A Professional Corporation overall, with 46 of those filed in the trailing 12 months. Reports have come from consumers in 32 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Patenaude & Felix A Professional Corporation's timely response rate stands at 94.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 33.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Patenaude & Felix A Professional Corporation have?

Patenaude & Felix A Professional Corporation has 429 total consumer complaints filed with the CFPB, with 46 filed in the last 12 months.

Does Patenaude & Felix A Professional Corporation respond to complaints on time?

Patenaude & Felix A Professional Corporation has a 94.2% timely response rate to CFPB complaints.

What product generates the most complaints for Patenaude & Felix A Professional Corporation?

The most complained-about product for Patenaude & Felix A Professional Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Patenaude & Felix A Professional Corporation?

The most common issue reported by consumers about Patenaude & Felix A Professional Corporation is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Patenaude & Felix A Professional Corporation?

You can file a complaint against Patenaude & Felix A Professional Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Patenaude & Felix A Professional Corporation?

Consumers in 32 states and territories have filed complaints about Patenaude & Felix A Professional Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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