COAST PROFESSIONAL, INC.

CFPB Consumer Complaint Profile

431
Total Complaints
32
Last 12 Months
97.7%
Timely Response
46
States Affected
COAST PROFESSIONAL, INC. timely response rate 97.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 84
Student loan — Federal student loan servicing 81
Debt collection — I do not know 76
Debt collection — Federal student loan debt 71
Debt collection — Federal student loan 36
Debt collection — Private student loan debt 15
Debt collection — Non-federal student loan 13
Debt collection — Other (i.e. phone, health club, etc.) 11
Debt collection — Medical debt 11
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 10

Top Issues

1.Attempts to collect debt not owed 92
2.Written notification about debt 58
3.False statements or representation 53
4.Dealing with your lender or servicer 45
5.Communication tactics 35
6.Dealing with my lender or servicer 23
7.Cont'd attempts collect debt not owed 23
8.Disclosure verification of debt 18
9.Struggling to repay your loan 18
10.Took or threatened to take negative or legal action 17

Complaints by Year

Year Complaints
2012 1
2013 3
2014 25
2015 20
2016 32
2017 53
2018 41
2019 67
2020 44
2021 21
2022 20
2023 31
2024 36
2025 28
2026 9

Complaints by State (Top 15)

California 66
Florida 33
Texas 31
New York 25
Illinois 23
Georgia 22
Tennessee 19
Arizona 15
Michigan 15
Pennsylvania 13
North Carolina 10
Virginia 10
Massachusetts 9
Indiana 9
Washington 8

Company Responses

Closed with explanation 428
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for COAST PROFESSIONAL, INC.

The CFPB Consumer Complaint Database has logged 431 complaints against COAST PROFESSIONAL, INC. overall, with 32 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

COAST PROFESSIONAL, INC.'s timely response rate stands at 97.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does COAST PROFESSIONAL, INC. have?

COAST PROFESSIONAL, INC. has 431 total consumer complaints filed with the CFPB, with 32 filed in the last 12 months.

Does COAST PROFESSIONAL, INC. respond to complaints on time?

COAST PROFESSIONAL, INC. has a 97.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for COAST PROFESSIONAL, INC.?

The most complained-about product for COAST PROFESSIONAL, INC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with COAST PROFESSIONAL, INC.?

The most common issue reported by consumers about COAST PROFESSIONAL, INC. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against COAST PROFESSIONAL, INC.?

You can file a complaint against COAST PROFESSIONAL, INC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about COAST PROFESSIONAL, INC.?

Consumers in 46 states and territories have filed complaints about COAST PROFESSIONAL, INC. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related