CFPB Consumer Complaint Profile

Praxis Financial Solutions, Incorporated

54 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

54
Total complaints
Mid-range
0
Last 12 months
92.6%
Timely response
Bottom quartile
26
States affected

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The verdict

Praxis Financial Solutions, Incorporated ranks #1757 of 3,843 financial companies by CFPB complaint volume, with 54 complaints on record. It posts a 92.6% on-time response rate, the 23rd percentile among companies with 100+ complaints.

#1757
of 3,843 companies by volume
92.6%
on time (23rd pctile)
Debt collection
most-complained product
26
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
57/100
Praxis Financial Solutions, Incorporated · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.6%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.9%
Share of complaints closed with monetary or non-monetary relief

Praxis Financial Solutions, Incorporated vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.6% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Praxis Financial Solutions, Incorporated timely response rate 92.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 22
Debt collection - I do not know 12
Debt collection - Other (i.e. phone, health club, etc.) 8
Credit card 5
Debt collection - Payday loan 2
Credit reporting 1
Debt collection - Federal student loan debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Consumer Loan - Installment loan 1
Debt collection - Auto 1

Top Issues

1.Cont'd attempts collect debt not owed 15
2.Communication tactics 13
3.Disclosure verification of debt 5
4.False statements or representation 5
5.Improper contact or sharing of info 4
6.Other 4
7.Taking/threatening an illegal action 2
8.Improper use of my credit report 1
9.Attempts to collect debt not owed 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2013 6
2014 18
2015 15
2016 7
2017 7
2018 1

Complaints by State (Top 15)

California 7
Texas 6
Florida 4
Pennsylvania 3
New York 3
Virginia 3
Illinois 3
North Carolina 2
Tennessee 2
New Jersey 2
Massachusetts 2
Ohio 2
Iowa 2
Minnesota 1
South Dakota 1

Company Responses

Closed with explanation 53
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Praxis Financial Solutions, Incorporated

Praxis Financial Solutions, Incorporated carries 54 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 26 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Praxis Financial Solutions, Incorporated posts a 92.6% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.9% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Praxis Financial Solutions, Incorporated have?

Praxis Financial Solutions, Incorporated has 54 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Praxis Financial Solutions, Incorporated respond to complaints on time?

Praxis Financial Solutions, Incorporated has a 92.6% timely response rate to CFPB complaints.

What product generates the most complaints for Praxis Financial Solutions, Incorporated?

"Debt collection" draws more CFPB complaints against Praxis Financial Solutions, Incorporated than any other product - see the full breakdown above.

What is the most common complaint issue with Praxis Financial Solutions, Incorporated?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Praxis Financial Solutions, Incorporated - see all issues and counts above.

How do I file a complaint against Praxis Financial Solutions, Incorporated?

You can file a complaint against Praxis Financial Solutions, Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Praxis Financial Solutions, Incorporated?

Consumers in 26 states and territories have filed complaints about Praxis Financial Solutions, Incorporated with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Praxis Financial Solutions, Incorporated: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Praxis Financial Solutions, Incorporated have?

Praxis Financial Solutions, Incorporated has 54 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Praxis Financial Solutions, Incorporated respond to complaints on time?

Praxis Financial Solutions, Incorporated has a 92.6% timely response rate to CFPB complaints.

What product generates the most complaints for Praxis Financial Solutions, Incorporated?

"Debt collection" draws more CFPB complaints against Praxis Financial Solutions, Incorporated than any other product - see the full breakdown above.

What is the most common complaint issue with Praxis Financial Solutions, Incorporated?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Praxis Financial Solutions, Incorporated - see all issues and counts above.

How do I file a complaint against Praxis Financial Solutions, Incorporated?

You can file a complaint against Praxis Financial Solutions, Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Praxis Financial Solutions, Incorporated?

Consumers in 26 states and territories have filed complaints about Praxis Financial Solutions, Incorporated with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Praxis Financial Solutions, Incorporated's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.