CFPB Consumer Complaint Profile

Rauch-Milliken International, Inc.

What 89 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

89
Total complaints
11
Last 12 months
87.6%
Timely response
28
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Rauch-Milliken International, Inc. has accumulated 89 complaints, placing it #1401 by volume. Its on-time response rate is 87.6%, trailing the 93% median among companies with 100+ complaints.

#1401
of 3,848 companies by volume
87.6%
answered on time
Debt collection
most-complained product
28
states with complaints
Rauch-Milliken International, Inc. timely response rate 87.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 55
Debt collection - Other (i.e. phone, health club, etc.) 19
Debt collection - I do not know 15

Top Issues

1.Attempts to collect debt not owed 28
2.Took or threatened to take negative or legal action 16
3.Communication tactics 12
4.Cont'd attempts collect debt not owed 11
5.False statements or representation 7
6.Written notification about debt 5
7.Threatened to contact someone or share information improperly 3
8.Disclosure verification of debt 2
9.Electronic communications 2
10.Taking/threatening an illegal action 2

Complaints by Year

Year Complaints
2014 4
2015 11
2016 3
2017 12
2018 9
2019 9
2020 4
2021 10
2022 4
2023 6
2024 6
2025 11

Complaints by State (Top 15)

California 15
Florida 10
Texas 8
Massachusetts 5
New York 5
Illinois 4
Tennessee 3
Michigan 3
New Jersey 3
Missouri 3
Oregon 3
Alabama 3
Pennsylvania 2
Kentucky 2
North Carolina 2

Company Responses

Closed with explanation 70
Closed 15
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for Rauch-Milliken International, Inc.

Rauch-Milliken International, Inc. carries 89 complaints in the CFPB's database, 11 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Rauch-Milliken International, Inc.'s timely response rate stands at 87.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 18.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 4.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rauch-Milliken International, Inc. have?

89 complaints have been filed against Rauch-Milliken International, Inc. with the CFPB overall - 11 of them in the past year.

Does Rauch-Milliken International, Inc. respond to complaints on time?

Rauch-Milliken International, Inc.'s CFPB timely-response rate is 87.6%.

What product generates the most complaints for Rauch-Milliken International, Inc.?

Among all products tied to Rauch-Milliken International, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Rauch-Milliken International, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Rauch-Milliken International, Inc.; the full issue list with counts is above.

How do I file a complaint against Rauch-Milliken International, Inc.?

You can file a complaint against Rauch-Milliken International, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rauch-Milliken International, Inc.?

Consumers in 28 states and territories have filed complaints about Rauch-Milliken International, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.