CFPB Consumer Complaint Profile

Rauch-Milliken International, Inc.

What 89 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

89
Total complaints
11
Last 12 months
87.6%
Timely response
28
States affected

The verdict

Rauch-Milliken International, Inc. ranks #1401 of 3,848 financial companies by CFPB complaint volume, with 89 complaints on record. It answers 87.6% of complaints on time — below the 93% median for companies with 100+ complaints.

#1401
of 3,848 companies by volume
87.6%
answered on time
Debt collection
most-complained product
28
states with complaints
Rauch-Milliken International, Inc. timely response rate 87.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Other debt 55
Debt collection — Other (i.e. phone, health club, etc.) 19
Debt collection — I do not know 15

Top Issues

1.Attempts to collect debt not owed 28
2.Took or threatened to take negative or legal action 16
3.Communication tactics 12
4.Cont'd attempts collect debt not owed 11
5.False statements or representation 7
6.Written notification about debt 5
7.Threatened to contact someone or share information improperly 3
8.Disclosure verification of debt 2
9.Electronic communications 2
10.Taking/threatening an illegal action 2

Complaints by Year

Year Complaints
2014 4
2015 11
2016 3
2017 12
2018 9
2019 9
2020 4
2021 10
2022 4
2023 6
2024 6
2025 11

Complaints by State (Top 15)

California 15
Florida 10
Texas 8
Massachusetts 5
New York 5
Illinois 4
Tennessee 3
Michigan 3
New Jersey 3
Missouri 3
Oregon 3
Alabama 3
Pennsylvania 2
Kentucky 2
North Carolina 2

Company Responses

Closed with explanation 70
Closed 15
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for Rauch-Milliken International, Inc.

The CFPB Consumer Complaint Database has logged 89 complaints against Rauch-Milliken International, Inc. overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 28 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Rauch-Milliken International, Inc.'s timely response rate stands at 87.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 18.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 4.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rauch-Milliken International, Inc. have?

Rauch-Milliken International, Inc. has 89 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Rauch-Milliken International, Inc. respond to complaints on time?

Rauch-Milliken International, Inc. has a 87.6% timely response rate to CFPB complaints.

What product generates the most complaints for Rauch-Milliken International, Inc.?

The most complained-about product for Rauch-Milliken International, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Rauch-Milliken International, Inc.?

The most common issue reported by consumers about Rauch-Milliken International, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Rauch-Milliken International, Inc.?

You can file a complaint against Rauch-Milliken International, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rauch-Milliken International, Inc.?

Consumers in 28 states and territories have filed complaints about Rauch-Milliken International, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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