Stanislaus Credit Control Service, Inc.

CFPB Consumer Complaint Profile

125
Total Complaints
0
Last 12 Months
91.2%
Timely Response
13
States Affected
Stanislaus Credit Control Service, Inc. timely response rate 91.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical 43
Debt collection — Medical debt 36
Debt collection — I do not know 14
Debt collection — Other (i.e. phone, health club, etc.) 12
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 9
Debt collection — Other debt 5
Debt collection — Credit card debt 3
Credit reporting 1
Debt collection — Non-federal student loan 1
Consumer Loan — Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 28
2.Written notification about debt 27
3.Disclosure verification of debt 20
4.Attempts to collect debt not owed 18
5.Communication tactics 9
6.Incorrect information on your report 6
7.False statements or representation 6
8.Took or threatened to take negative or legal action 3
9.Improper contact or sharing of info 3
10.Improper use of your report 2

Complaints by Year

Year Complaints
2013 2
2014 11
2015 15
2016 28
2017 31
2018 38

Complaints by State (Top 15)

California 61
Georgia 24
Illinois 20
Arizona 7
Oregon 4
North Carolina 1
Washington 1
Missouri 1
South Carolina 1
Texas 1
Oklahoma 1
Maryland 1
New York 1

Company Responses

Closed with non-monetary relief 66
Closed with explanation 35
Closed 24

What the CFPB Complaint Record Shows for Stanislaus Credit Control Service, Inc.

The CFPB Consumer Complaint Database has logged 125 complaints against Stanislaus Credit Control Service, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Stanislaus Credit Control Service, Inc.'s timely response rate stands at 91.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 6.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 52.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Stanislaus Credit Control Service, Inc. have?

Stanislaus Credit Control Service, Inc. has 125 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Stanislaus Credit Control Service, Inc. respond to complaints on time?

Stanislaus Credit Control Service, Inc. has a 91.2% timely response rate to CFPB complaints.

What product generates the most complaints for Stanislaus Credit Control Service, Inc.?

The most complained-about product for Stanislaus Credit Control Service, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Stanislaus Credit Control Service, Inc.?

The most common issue reported by consumers about Stanislaus Credit Control Service, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Stanislaus Credit Control Service, Inc.?

You can file a complaint against Stanislaus Credit Control Service, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stanislaus Credit Control Service, Inc.?

Consumers in 13 states and territories have filed complaints about Stanislaus Credit Control Service, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related