The Moore Law Group

CFPB Consumer Complaint Profile

187
Total Complaints
50
Last 12 Months
98.9%
Timely Response
9
States Affected
The Moore Law Group timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 130
Debt collection — I do not know 19
Debt collection — Credit card 15
Credit reporting or other personal consumer reports — Credit reporting 9
Debt collection — Rental debt 5
Credit card or prepaid card — General-purpose credit card or charge card 2
Debt collection — Other debt 2
Debt collection — Other (i.e. phone, health club, etc.) 2
Debt or credit management — Debt settlement 1
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1

Top Issues

1.Took or threatened to take negative or legal action 51
2.Attempts to collect debt not owed 37
3.Written notification about debt 33
4.False statements or representation 22
5.Communication tactics 12
6.Cont'd attempts collect debt not owed 8
7.Threatened to contact someone or share information improperly 5
8.Taking/threatening an illegal action 4
9.Incorrect information on your report 4
10.Problem with a company's investigation into an existing problem 3

Complaints by Year

Year Complaints
2013 5
2014 4
2015 4
2016 4
2017 7
2018 6
2019 3
2020 6
2021 20
2022 11
2023 17
2024 41
2025 48
2026 11

Complaints by State (Top 15)

California 110
Nevada 20
Colorado 20
Arizona 18
New Mexico 12
Florida 3
Oregon 1
Alabama 1
Virginia 1

Company Responses

Closed with explanation 183
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for The Moore Law Group

The CFPB Consumer Complaint Database has logged 187 complaints against The Moore Law Group overall, with 50 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The Moore Law Group's timely response rate stands at 98.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 31.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The Moore Law Group have?

The Moore Law Group has 187 total consumer complaints filed with the CFPB, with 50 filed in the last 12 months.

Does The Moore Law Group respond to complaints on time?

The Moore Law Group has a 98.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for The Moore Law Group?

The most complained-about product for The Moore Law Group is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with The Moore Law Group?

The most common issue reported by consumers about The Moore Law Group is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against The Moore Law Group?

You can file a complaint against The Moore Law Group directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Moore Law Group?

Consumers in 9 states and territories have filed complaints about The Moore Law Group with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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