A & O Recovery Solutions, LLC
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-A-O-RECOVERY-SOLUT A & O Recovery Solutions, LLC
139 DC complaints · rank #501/656 · 0% timely
- DC 139
- RANK #501/656
- TIMELY 0%
- RELIEF 0%
- DISPUTE 0%
- STATES 31
- ISSUE Attempts to collect debt no…
- RESP Untimely response
- PHOTO Arbor Professional Solution…
Volume peers
Photo peer: Arbor Professional Solutions, Inc. (139)
A & O Recovery Solutions, LLC's 139 debt-collection complaints sit next to Arbor Professional Solutions, Inc. (139) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for A & O Recovery Solutions, L… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2016 | 4 |
| 2017 | 5 |
| 2018 | 4 |
| 2019 | 7 |
| 2020 | 10 |
| 2021 | 17 |
| 2022 | 5 |
| 2023 | 4 |
| 2024 | 18 |
| 2025 | 73 |
| 2026 | 35 |
Complaints by State (Top 15)
What the CFPB Record Shows for A & O Recovery Solutions, LLC
PlainCredit places A & O Recovery Solutions, LLC at #501 of 656 debt collectors by CFPB debt-collection complaint volume (24th percentile), matching the Collectors directory ranking. 139 debt-collection complaints against A & O Recovery Solutions, LLC appear in the CFPB record - 76% of the 183 complaints filed about this entity. The 31 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 0%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for A & O Recovery Solutions, LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for A & O Recovery Solutions, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (139 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (0% here).
Frequently asked questions
How many CFPB debt-collection complaints does A & O Recovery Solutions, LLC have?
A & O Recovery Solutions, LLC has 139 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #501 of 656 collectors by that volume.
Does A & O Recovery Solutions, LLC respond to CFPB complaints on time?
The timely-response rate for A & O Recovery Solutions, LLC in this extract is 0%.
What issue do consumers cite most about A & O Recovery Solutions, LLC?
"Attempts to collect debt not owed" is the leading issue tag on A & O Recovery Solutions, LLC's CFPB complaint record.
How should I read A & O Recovery Solutions, LLC's CFPB complaint record?
A & O Recovery Solutions, LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.