2026 data Public-data reference. official source

Absolute Recovery Services, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Rental debt

157
Debt Collection Complaints
72%
of All Complaints
76.1%
Timely Response
2.8%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 58
Rental debt 53
Other debt 33
Mortgage debt 8
Other (i.e. phone, health club, etc.) 5

Top Complaint Issues

1.Attempts to collect debt not owed 76
2.Written notification about debt 38
3.Incorrect information on your report 33
4.False statements or representation 22
5.Improper use of your report 12
6.Took or threatened to take negative or legal action 11
7.Problem with a company's investigation into an existing problem 7
8.Problem with a credit reporting company's investigation into an existing problem 5
9.Communication tactics 3
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with explanation 211
Closed with non-monetary relief 6
Closed 1
Consumers who disputed the response 0%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 1
2016 4
2017 5
2018 2
2019 6
2020 7
2021 24
2022 14
2023 26
2024 34
2025 75
2026 20

Complaints by State (Top 15)

Tennessee 132
Mississippi 32
Texas 14
Arkansas 9
Georgia 7
Alabama 6
Nevada 3
Ohio 3
Minnesota 3
Missouri 2
Virginia 1
Louisiana 1
Florida 1
North Carolina 1
California 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 38
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Credit reporting or other personal consumer reports - Other personal consumer report 3
Debt or credit management - Debt settlement 2
Mortgage - Other type of mortgage 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Absolute Recovery Services, LLC

The CFPB has logged 157 debt-collection complaints against Absolute Recovery Services, LLC, 72% of the 218 complaints filed against this entity overall. Consumers in 15 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Rental debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

76.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. 2.8% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 0% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Absolute Recovery Services, LLC have?

157 debt-collection complaints against Absolute Recovery Services, LLC appear in the CFPB record - 72% of the company's total complaint volume.

Does Absolute Recovery Services, LLC respond to complaints on time?

Absolute Recovery Services, LLC has a 76.1% timely response rate. That falls well short of the 95% benchmark most collectors clear.

Does Absolute Recovery Services, LLC provide relief to consumers?

2.8% of resolved complaints against Absolute Recovery Services, LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Absolute Recovery Services, LLC primarily collect?

Absolute Recovery Services, LLC primarily collects "Rental debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Absolute Recovery Services, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Absolute Recovery Services, LLC active?

CFPB data shows consumer complaints against Absolute Recovery Services, LLC from 15 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.