2026 data Public-data reference. official source

Keynote Consulting, Inc.

A federal complaint-record lookup, not a rating from us.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-KEYNOTE-CONSULTING Keynote Consulting, Inc.

139 DC complaints · rank #501/656 · 92.1% timely

  • DC 139
  • RANK #501/656
  • TIMELY 92.1%
  • RELIEF 1.2%
  • DISPUTE 33.3%
  • STATES 17
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO A & O Recovery Solutions, L…

Volume peers

Photo peer: A & O Recovery Solutions, LLC (139)

A & O Recovery Solutions, LLC139Arbor Professional Solutions…139FMS Inc.139Keynote Consulting, Inc. (th…139
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Keynote Consulting, Inc.'s 139 debt-collection complaints sit next to A & O Recovery Solutions, LLC (139) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Keynote Consulting, Inc. →

Debt Collection Complaint Breakdown

I do not know 36
Medical debt 36
Other debt 26
Credit card debt 14
Medical 12
Other (i.e. phone, health club, etc.) 6
Auto debt 5
Rental debt 3
Payday loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 66
2.Written notification about debt 17
3.False statements or representation 15
4.Took or threatened to take negative or legal action 15
5.Incorrect information on your report 11
6.Cont'd attempts collect debt not owed 10
7.Communication tactics 9
8.Improper use of your report 5
9.Problem with a credit reporting company's investigation into an existing problem 5
10.Disclosure verification of debt 4

Company Responses

Closed with explanation 155
Untimely response 5
Closed 2
Closed with non-monetary relief 2
Consumers who disputed the response 33.3%

Complaints by Year

Year Complaints
2013 1
2014 2
2015 7
2016 9
2017 5
2018 10
2019 13
2020 13
2021 17
2022 13
2023 10
2024 31
2025 28
2026 5

Complaints by State (Top 15)

Illinois 87
Texas 21
Florida 18
California 9
Georgia 5
Virginia 3
Wisconsin 3
Arizona 3
Tennessee 2
Minnesota 2
District of Columbia 2
South Carolina 1
Michigan 1
New York 1
Colorado 1

What the CFPB Record Shows for Keynote Consulting, Inc.

PlainCredit places Keynote Consulting, Inc. at #501 of 656 debt collectors by CFPB debt-collection complaint volume (24th percentile), matching the Collectors directory ranking. The CFPB has logged 139 debt-collection complaints against Keynote Consulting, Inc., 84.8% of the 164 complaints filed against this entity overall. Consumers in 17 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 92.1% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved cases, 1.2% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 33.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Keynote Consulting, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Keynote Consulting, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (139 here).

A & O Recovery Solutions, LLC 139 Access Receivables of NC Inc. 139 Arbor Professional Solutions, Inc. 139 Fidelity Properties Inc. 139

Similar dispute rates

Nearest collectors by share of complaints marked disputed (33.3% here).

American Accounts & Advisers, Inc. 33.3% Associated Credit Services, Inc. 33.3% Collins Asset Group, LLC 33.3% J J Marshall & Associates, Inc 33.3%

Frequently asked questions

How many CFPB debt-collection complaints does Keynote Consulting, Inc. have?

The CFPB extract lists 139 debt-collection complaints against Keynote Consulting, Inc. (#501 of 656 collectors by volume).

Does Keynote Consulting, Inc. respond to CFPB complaints on time?

CFPB complaints against Keynote Consulting, Inc. show a 92.1% timely-response rate.

What issue do consumers cite most about Keynote Consulting, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about Keynote Consulting, Inc..

How should I read Keynote Consulting, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.