2026 data Public-data reference. official source

Alchro Inc.

Open-data reference.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-ALCHRO-INC Alchro Inc.

206 DC complaints · rank #365/656 · 42.9% timely

  • DC 206
  • RANK #365/656
  • TIMELY 42.9%
  • RELIEF 1.1%
  • DISPUTE 0%
  • STATES 20
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Financial Asset Management…

Volume peers

Photo peer: Financial Asset Management Systems Inc (206)

Financial Asset Management S…206Admin Recovery, LLC206J J Marshall & Associates, I…207Alchro Inc. (this)206
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Alchro Inc.'s 206 debt-collection complaints sit next to Financial Asset Management Systems Inc (206) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Alchro Inc. →

Debt Collection Complaint Breakdown

Medical debt 99
I do not know 54
Medical 35
Other debt 11
Other (i.e. phone, health club, etc.) 4
Credit card debt 1
Credit card 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 88
2.Written notification about debt 36
3.Incorrect information on your report 30
4.Cont'd attempts collect debt not owed 24
5.Disclosure verification of debt 20
6.False statements or representation 15
7.Took or threatened to take negative or legal action 11
8.Improper use of your report 9
9.Problem with a company's investigation into an existing problem 9
10.Problem with a credit reporting company's investigation into an existing problem 8

Company Responses

Closed with explanation 154
Untimely response 109
Closed with non-monetary relief 3
Consumers who disputed the response 0%

Complaints by Year

Year Complaints
2014 8
2015 10
2016 26
2017 24
2018 32
2019 21
2020 18
2021 20
2022 16
2023 14
2024 20
2025 51
2026 6

Complaints by State (Top 15)

Florida 202
Ohio 14
North Carolina 6
Texas 6
Georgia 5
Pennsylvania 4
Michigan 4
Maryland 3
Alabama 3
Virginia 3
New York 3
South Carolina 2
Massachusetts 2
Arizona 1
Indiana 1

What the CFPB Record Shows for Alchro Inc.

PlainCredit places Alchro Inc. at #365 of 656 debt collectors by CFPB debt-collection complaint volume (45th percentile), matching the Collectors directory ranking. The CFPB has logged 206 debt-collection complaints against Alchro Inc., 77.4% of the 266 complaints filed against this entity overall. Consumers in 20 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

42.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is materially below the 95% benchmark, persistently late responses are among the strongest predictors of CFPB supervisory action against debt collectors. Among resolved cases, 1.1% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Alchro Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Alchro Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (206 here).

Admin Recovery, LLC 206 Financial Asset Management Systems Inc 206 Brock & Scott, PLLC 205 Financial Assistance Inc 205

Similar dispute rates

Nearest collectors by share of complaints marked disputed (0% here).

A & O Recovery Solutions, LLC 0% Absolute Recovery Services, LLC 0% Absolute Resolutions Corp. 0% Aldridge PIte Haan, LLP 0%

Frequently asked questions

How many CFPB debt-collection complaints does Alchro Inc. have?

Alchro Inc. has 206 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #365 of 656 collectors by that volume.

Does Alchro Inc. respond to CFPB complaints on time?

CFPB complaints against Alchro Inc. show a 42.9% timely-response rate.

What issue do consumers cite most about Alchro Inc.?

"Attempts to collect debt not owed" is the leading issue tag on Alchro Inc.'s CFPB complaint record.

How should I read Alchro Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.