A.R.M. Solutions, Inc.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-A-R-M-SOLUTIONS-IN A.R.M. Solutions, Inc.
352 DC complaints · rank #233/656 · 97.7% timely
- DC 352
- RANK #233/656
- TIMELY 97.7%
- RELIEF 0.3%
- DISPUTE 8.2%
- STATES 38
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Oliphant United, Inc.
Volume peers
Photo peer: Oliphant United, Inc. (352)
A.R.M. Solutions, Inc.'s 352 debt-collection complaints sit next to Oliphant United, Inc. (352) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for A.R.M. Solutions, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 7 |
| 2014 | 14 |
| 2015 | 16 |
| 2016 | 21 |
| 2017 | 30 |
| 2018 | 28 |
| 2019 | 18 |
| 2020 | 18 |
| 2021 | 24 |
| 2022 | 51 |
| 2023 | 38 |
| 2024 | 43 |
| 2025 | 39 |
| 2026 | 7 |
Complaints by State (Top 15)
What the CFPB Record Shows for A.R.M. Solutions, Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, A.R.M. Solutions, Inc. ranks #233 of 656 debt collectors by debt-collection complaint volume (65th percentile), using the same dc_complaints sort as the Collectors directory. A.R.M. Solutions, Inc. has 352 debt-collection complaints on file with the CFPB, which represents 99.4% of the 354 total complaints the Bureau has received about this entity. Reports have originated from consumers in 38 states and territories, making this a multi-state collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 97.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 8.2% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for A.R.M. Solutions, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for A.R.M. Solutions, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (352 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (8.2% here).
Frequently asked questions
How many CFPB debt-collection complaints does A.R.M. Solutions, Inc. have?
A.R.M. Solutions, Inc. has 352 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #233 of 656 collectors by that volume.
Does A.R.M. Solutions, Inc. respond to CFPB complaints on time?
The timely-response rate for A.R.M. Solutions, Inc. in this extract is 97.7%.
What issue do consumers cite most about A.R.M. Solutions, Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about A.R.M. Solutions, Inc..
How should I read A.R.M. Solutions, Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.