2026 data Public-data reference. official source

Medical Business Bureau

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

349
Debt Collection Complaints
87.3%
of All Complaints
94%
Timely Response
2.3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 180
Medical 113
I do not know 45
Other debt 5
Other (i.e. phone, health club, etc.) 5
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 101
2.Written notification about debt 90
3.Disclosure verification of debt 56
4.Cont'd attempts collect debt not owed 52
5.Incorrect information on your report 27
6.False statements or representation 18
7.Took or threatened to take negative or legal action 12
8.Communication tactics 10
9.Improper use of your report 9
10.Problem with a credit reporting company's investigation into an existing problem 5

Company Responses

Closed with explanation 391
Closed with non-monetary relief 9
Consumers who disputed the response 33.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 33
2015 48
2016 27
2017 58
2018 36
2019 28
2020 32
2021 44
2022 26
2023 18
2024 33
2025 14

Complaints by State (Top 15)

Illinois 208
Texas 59
Florida 51
New Jersey 12
California 11
New York 6
South Carolina 5
Oklahoma 4
Georgia 4
Kentucky 4
Pennsylvania 4
Wisconsin 4
Indiana 3
Arizona 3
Missouri 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 31
Credit reporting or other personal consumer reports - Credit reporting 16
Credit reporting 3
Bank account or service - Other bank product/service 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Medical Business Bureau

349 debt-collection complaints against Medical Business Bureau appear in the CFPB record - 87.3% of the 400 complaints filed about this entity. The 29 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

94% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Among resolved cases, 2.3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 33.8% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Medical Business Bureau have?

The CFPB has logged 349 debt-collection complaints against Medical Business Bureau, 87.3% of all complaints filed against this company.

Does Medical Business Bureau respond to complaints on time?

Medical Business Bureau has a 94% timely response rate.

Does Medical Business Bureau provide relief to consumers?

2.3% of resolved complaints against Medical Business Bureau were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Medical Business Bureau primarily collect?

Medical Business Bureau primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Medical Business Bureau?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Medical Business Bureau active?

Consumers in 29 states and territories have filed CFPB complaints against Medical Business Bureau.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.