2026 data Public-data reference. official source

Credit Protection Association, L.P.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)

CFPB collection forwarding receipt

Forwarded record DC-CREDIT-PROTECTION- Credit Protection Association, L.P.

980 DC complaints · rank #106/656 · 90.6% timely

  • DC 980
  • RANK #106/656
  • TIMELY 90.6%
  • RELIEF 37.3%
  • DISPUTE 8%
  • STATES 51
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed with explanation
  • PHOTO Pinnacle Credit Services, L…

Photo peer: Pinnacle Credit Services, LLC (990)

Pinnacle Credit Services, LLC990American Coradius Internatio…965AR Resources, Inc.998Credit Protection Associatio…980
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Credit Protection Association, L.P.'s 980 debt-collection complaints sit next to Pinnacle Credit Services, LLC (990) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credit Protection Associati… →

Debt Collection Complaint Breakdown

Other (i.e. phone, health club, etc.) 476
Other debt 286
I do not know 199
Credit card debt 5
Medical 5
Credit card 4
Payday loan 2
Mortgage 1
Medical debt 1
Auto 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 366
2.Attempts to collect debt not owed 196
3.Disclosure verification of debt 120
4.Communication tactics 91
5.Written notification about debt 83
6.False statements or representation 67
7.Incorrect information on your report 34
8.Took or threatened to take negative or legal action 27
9.Improper contact or sharing of info 22
10.Problem with a credit reporting company's investigation into an existing problem 19

Company Responses

Closed with explanation 523
Closed with non-monetary relief 390
Closed 112
Untimely response 23
Closed with monetary relief 1
Consumers who disputed the response 8%

Complaints by Year

Year Complaints
2013 64
2014 201
2015 171
2016 121
2017 190
2018 131
2019 110
2020 42
2021 19

Complaints by State (Top 15)

Florida 250
Texas 126
California 80
New York 56
Georgia 44
Illinois 42
Maryland 38
Virginia 29
Arizona 28
North Carolina 26
Pennsylvania 24
Ohio 23
Michigan 21
Kentucky 20
Iowa 16

What the CFPB Record Shows for Credit Protection Association, L.P.

PlainCredit places Credit Protection Association, L.P. at #106 of 656 debt collectors by CFPB debt-collection complaint volume (84th percentile), matching the Collectors directory ranking. The CFPB has logged 980 debt-collection complaints against Credit Protection Association, L.P., 93.4% of the 1,049 complaints filed against this entity overall. Consumers in 51 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Other (i.e. phone, health club, etc.)" as the debt type behind their complaint about this collector. "Cont'd attempts collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 90.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 37.3% closed with monetary or non-monetary relief to the consumer, which is a relatively high relief ratio for the debt-collection segment. Consumers formally disputed the company's response in 8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Credit Protection Association, L.P. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Protection Association, L.P.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (980 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (8% here).

Frequently asked questions

How many CFPB debt-collection complaints does Credit Protection Association, L.P. have?

Credit Protection Association, L.P. has 980 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #106 of 656 collectors by that volume.

Does Credit Protection Association, L.P. respond to CFPB complaints on time?

CFPB complaints against Credit Protection Association, L.P. show a 90.6% timely-response rate.

What issue do consumers cite most about Credit Protection Association, L.P.?

Consumers most often name "Cont'd attempts collect debt not owed" when complaining about Credit Protection Association, L.P..

How should I read Credit Protection Association, L.P.'s CFPB complaint record?

Credit Protection Association, L.P.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.