CFPB Consumer Complaint Profile
Absolute Recovery Services, LLC
218 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 218
- Total complaints
- 77
- Last 12 months
- 76.1%
- Timely response
- 15
- States affected
The verdict
218 CFPB complaints put Absolute Recovery Services, LLC at #872 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 76.1%, trailing the 93% median among companies with 100+ complaints.
- #872
- of 3,848 companies by volume
- 76.1%
- answered on time
- Debt collection
- most-complained product
- 15
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2016 | 4 |
| 2017 | 5 |
| 2018 | 2 |
| 2019 | 6 |
| 2020 | 7 |
| 2021 | 24 |
| 2022 | 14 |
| 2023 | 26 |
| 2024 | 34 |
| 2025 | 75 |
| 2026 | 20 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Absolute Recovery Services, LLC
Absolute Recovery Services, LLC carries 218 complaints in the CFPB's database, 77 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
76.1% of CFPB-forwarded complaints against Absolute Recovery Services, LLC get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. In 0% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 2.8% of resolved complaints ended with some monetary or non-monetary relief for the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Absolute Recovery Services, LLC have?
218 complaints have been filed against Absolute Recovery Services, LLC with the CFPB overall - 77 of them in the past year.
Does Absolute Recovery Services, LLC respond to complaints on time?
Absolute Recovery Services, LLC has a 76.1% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Absolute Recovery Services, LLC?
The most complained-about product for Absolute Recovery Services, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Absolute Recovery Services, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Absolute Recovery Services, LLC - see all issues and counts above.
How do I file a complaint against Absolute Recovery Services, LLC?
You can file a complaint against Absolute Recovery Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Absolute Recovery Services, LLC?
Absolute Recovery Services, LLC has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~218)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.