CFPB Consumer Complaint Profile
Absolute Recovery Services, LLC
218 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 218
- Total complaints
- Above average
- 77
- Last 12 months
- 76.1%
- Timely response
- Bottom decile
- 15
- States affected
The verdict
218 CFPB complaints put Absolute Recovery Services, LLC at #871 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 76.1%, the 7th percentile among companies with 100+ complaints.
- #871
- of 3,843 companies by volume
- 76.1%
- on time (7th pctile)
- Debt collection
- most-complained product
- 15
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Absolute Recovery Services, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
76.1% Among the lowest higher than 7% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 34 in 2024 to 75 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2016 | 4 |
| 2017 | 5 |
| 2018 | 2 |
| 2019 | 6 |
| 2020 | 7 |
| 2021 | 24 |
| 2022 | 14 |
| 2023 | 26 |
| 2024 | 34 |
| 2025 | 75 |
| 2026year in progress | 20 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Absolute Recovery Services, LLC
Absolute Recovery Services, LLC carries 218 complaints in the CFPB's database, 77 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Absolute Recovery Services, LLC draw a 76.1% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.8% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Absolute Recovery Services, LLC have?
218 complaints have been filed against Absolute Recovery Services, LLC with the CFPB overall - 77 of them in the past year.
Does Absolute Recovery Services, LLC respond to complaints on time?
Absolute Recovery Services, LLC has a 76.1% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Absolute Recovery Services, LLC?
The most complained-about product for Absolute Recovery Services, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Absolute Recovery Services, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Absolute Recovery Services, LLC - see all issues and counts above.
How do I file a complaint against Absolute Recovery Services, LLC?
You can file a complaint against Absolute Recovery Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Absolute Recovery Services, LLC?
Absolute Recovery Services, LLC has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Absolute Recovery Services, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.