2026 data Public-data reference. official source

American Coradius International LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

965
Debt Collection Complaints
95%
of All Complaints
100%
Timely Response
0.1%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 371
Other debt 309
Credit card debt 146
Other (i.e. phone, health club, etc.) 46
Rental debt 29
Credit card 24
Payday loan debt 10
Auto debt 10
Non-federal student loan 7
Private student loan debt 5
Mortgage 5
Payday loan 1
Medical debt 1
Mortgage debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 569
2.Written notification about debt 122
3.Cont'd attempts collect debt not owed 81
4.False statements or representation 72
5.Communication tactics 55
6.Took or threatened to take negative or legal action 23
7.Disclosure verification of debt 22
8.Incorrect information on your report 15
9.Threatened to contact someone or share information improperly 10
10.Improper use of your report 8

Company Responses

Closed with explanation 1,011
Closed 4
Closed with non-monetary relief 1
Consumers who disputed the response 15.2%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 14
2014 32
2015 33
2016 41
2017 50
2018 47
2019 53
2020 71
2021 145
2022 112
2023 91
2024 125
2025 164
2026 38

Complaints by State (Top 15)

California 149
Florida 81
Texas 75
New York 62
Georgia 53
Ohio 39
Pennsylvania 39
Virginia 38
Maryland 37
Illinois 37
North Carolina 28
New Jersey 28
Washington 27
Colorado 24
Michigan 21

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 19
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 9
Debt or credit management - Debt settlement 4
Money transfer, virtual currency, or money service - Mobile or digital wallet 4
Student loan - Private student loan 2
Credit reporting or other personal consumer reports - Other personal consumer report 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for American Coradius International LLC

The CFPB has logged 965 debt-collection complaints against American Coradius International LLC, 95% of the 1,016 complaints filed against this entity overall. Consumers in 50 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 100%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.1% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 15.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does American Coradius International LLC have?

The CFPB has logged 965 debt-collection complaints against American Coradius International LLC, 95% of all complaints filed against this company.

Does American Coradius International LLC respond to complaints on time?

American Coradius International LLC's CFPB timely-response rate is 100%. This is considered excellent.

Does American Coradius International LLC provide relief to consumers?

Of resolved complaints against American Coradius International LLC, 0.1% ended with consumer relief of some kind.

What type of debt does American Coradius International LLC primarily collect?

Based on CFPB complaint records, American Coradius International LLC's primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against American Coradius International LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is American Coradius International LLC active?

Consumers in 50 states and territories have filed CFPB complaints against American Coradius International LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.