First Credit Services Inc.
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-FIRST-CREDIT-SERVI First Credit Services Inc.
1,253 DC complaints · rank #88/656 · 99.5% timely
- DC 1,253
- RANK #88/656
- TIMELY 99.5%
- RELIEF 0.2%
- DISPUTE 15.1%
- STATES 50
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Contract Callers Inc
Volume peers
Photo peer: Contract Callers Inc (1,258)
First Credit Services Inc.'s 1,253 debt-collection complaints sit next to Contract Callers Inc (1,258) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for First Credit Services Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 17 |
| 2014 | 69 |
| 2015 | 34 |
| 2016 | 42 |
| 2017 | 55 |
| 2018 | 47 |
| 2019 | 62 |
| 2020 | 93 |
| 2021 | 103 |
| 2022 | 85 |
| 2023 | 112 |
| 2024 | 192 |
| 2025 | 441 |
| 2026 | 111 |
Complaints by State (Top 15)
What the CFPB Record Shows for First Credit Services Inc.
PlainCredit places First Credit Services Inc. at #88 of 656 debt collectors by CFPB debt-collection complaint volume (87th percentile), matching the Collectors directory ranking. 1,253 debt-collection complaints against First Credit Services Inc. appear in the CFPB record - 85.6% of the 1,463 complaints filed about this entity. The 50 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
99.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. 0.2% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 15.1% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for First Credit Services Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for First Credit Services Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,253 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (15.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does First Credit Services Inc. have?
1,253 debt-collection complaints name First Credit Services Inc. in this CFPB extract - corpus rank #88/656.
Does First Credit Services Inc. respond to CFPB complaints on time?
CFPB complaints against First Credit Services Inc. show a 99.5% timely-response rate.
What issue do consumers cite most about First Credit Services Inc.?
The most-cited issue in complaints about First Credit Services Inc. is "Attempts to collect debt not owed."
How should I read First Credit Services Inc.'s CFPB complaint record?
First Credit Services Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.