2026 data Public-data reference. official source

Cng Holdings Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

326
Debt Collection Complaints
62.6%
of All Complaints
95.6%
Timely Response
1%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 137
I do not know 130
Payday loan debt 27
Credit card debt 23
Telecommunications debt 5
Other (i.e. phone, health club, etc.) 2
Mortgage debt 1
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 196
2.Incorrect information on your report 61
3.Took or threatened to take negative or legal action 50
4.False statements or representation 32
5.Written notification about debt 28
6.Charged fees or interest you didn't expect 22
7.Problem with the payoff process at the end of the loan 18
8.Improper use of your report 14
9.Communication tactics 14
10.Problem when making payments 13

Company Responses

Closed with explanation 516
Closed with monetary relief 5
Consumers who disputed the response 0%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2017 31
2018 67
2019 61
2020 34
2021 38
2022 19
2023 49
2024 83
2025 121
2026 18

Complaints by State (Top 15)

Texas 77
Florida 37
California 35
Michigan 34
Georgia 30
New York 27
Pennsylvania 27
Ohio 26
Illinois 16
Missouri 15
North Carolina 14
Maryland 14
New Jersey 14
South Carolina 12
Colorado 8

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 39
Credit reporting or other personal consumer reports - Credit reporting 38
Payday loan, title loan, or personal loan - Installment loan 37
Payday loan, title loan, personal loan, or advance loan - Installment loan 18
Payday loan, title loan, personal loan, or advance loan - Payday loan 15
Credit reporting or other personal consumer reports - Other personal consumer report 6
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Cng Holdings Inc

326 debt-collection complaints against Cng Holdings Inc appear in the CFPB record - 62.6% of the 521 complaints filed about this entity. The 47 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 95.6% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. 1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Cng Holdings Inc have?

Cng Holdings Inc has 326 debt collection complaints filed with the CFPB, representing 62.6% of all complaints against this company.

Does Cng Holdings Inc respond to complaints on time?

Cng Holdings Inc has a 95.6% timely response rate. That is a strong response record by CFPB standards.

Does Cng Holdings Inc provide relief to consumers?

Of resolved complaints against Cng Holdings Inc, 1% ended with consumer relief of some kind.

What type of debt does Cng Holdings Inc primarily collect?

Cng Holdings Inc primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Cng Holdings Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Cng Holdings Inc active?

CFPB data shows consumer complaints against Cng Holdings Inc from 47 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.