2026 data Public-data reference. official source

Coast Professional, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

320
Debt Collection Complaints
74.2%
of All Complaints
97.7%
Timely Response
0.7%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 84
I do not know 76
Federal student loan debt 71
Federal student loan 36
Private student loan debt 15
Non-federal student loan 13
Other (i.e. phone, health club, etc.) 11
Medical debt 11
Mortgage debt 2
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 92
2.Written notification about debt 58
3.False statements or representation 53
4.Dealing with your lender or servicer 45
5.Communication tactics 35
6.Dealing with my lender or servicer 23
7.Cont'd attempts collect debt not owed 23
8.Disclosure verification of debt 18
9.Struggling to repay your loan 18
10.Took or threatened to take negative or legal action 17

Company Responses

Closed with explanation 428
Closed with non-monetary relief 3
Consumers who disputed the response 21.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2012 1
2013 3
2014 25
2015 20
2016 32
2017 53
2018 41
2019 67
2020 44
2021 21
2022 20
2023 31
2024 36
2025 28
2026 9

Complaints by State (Top 15)

California 66
Florida 33
Texas 31
New York 25
Illinois 23
Georgia 22
Tennessee 19
Arizona 15
Michigan 15
Pennsylvania 13
North Carolina 10
Virginia 10
Massachusetts 9
Indiana 9
Washington 8

Other Complaint Types

Student loan - Federal student loan servicing 81
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 10
Student loan - Non-federal student loan 9
Student loan - Private student loan 5
Credit reporting or other personal consumer reports - Credit reporting 2
Consumer Loan - Installment loan 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Coast Professional, Inc.

The CFPB has logged 320 debt-collection complaints against Coast Professional, Inc., 74.2% of the 431 complaints filed against this entity overall. Consumers in 46 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

97.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0.7% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 21.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Coast Professional, Inc. have?

The CFPB has logged 320 debt-collection complaints against Coast Professional, Inc., 74.2% of all complaints filed against this company.

Does Coast Professional, Inc. respond to complaints on time?

97.7% of the CFPB complaints against Coast Professional, Inc. get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does Coast Professional, Inc. provide relief to consumers?

Of resolved complaints against Coast Professional, Inc., 0.7% ended with consumer relief of some kind.

What type of debt does Coast Professional, Inc. primarily collect?

Based on CFPB complaint records, Coast Professional, Inc.'s primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Coast Professional, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Coast Professional, Inc. active?

Coast Professional, Inc. has received consumer complaints from 46 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.