2026 data Public-data reference. official source

Nathan & Nathan, P.C.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

98
Debt Collection Complaints
90.7%
of All Complaints
100%
Timely Response
9.3%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 62
I do not know 11
Credit card 9
Private student loan debt 8
Other debt 4
Payday loan debt 2
Federal student loan 1
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 23
2.Attempts to collect debt not owed 23
3.Written notification about debt 19
4.False statements or representation 14
5.Communication tactics 7
6.Taking/threatening an illegal action 5
7.Cont'd attempts collect debt not owed 4
8.Problem with a company's investigation into an existing problem 3
9.Improper use of your report 2
10.Incorrect information on your report 2

Company Responses

Closed with explanation 98
Closed with non-monetary relief 10
Consumers who disputed the response 21.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 6
2015 4
2016 1
2017 1
2018 6
2019 4
2020 4
2021 7
2022 10
2023 12
2024 18
2025 29
2026 3

Complaints by State (Top 15)

Tennessee 36
Alabama 30
Georgia 22
Mississippi 14
Florida 4
Texas 1
North Carolina 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 5
Credit card - General-purpose credit card or charge card 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Student loan - Private student loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Nathan & Nathan, P.C.

98 debt-collection complaints against Nathan & Nathan, P.C. appear in the CFPB record - 90.7% of the 108 complaints filed about this entity. The 7 states and territories represented make this a geographically focused operation by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. "Took or threatened to take negative or legal action" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 9.3% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 21.4% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Nathan & Nathan, P.C. have?

The CFPB has logged 98 debt-collection complaints against Nathan & Nathan, P.C., 90.7% of all complaints filed against this company.

Does Nathan & Nathan, P.C. respond to complaints on time?

Nathan & Nathan, P.C. has a 100% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Nathan & Nathan, P.C. provide relief to consumers?

Nathan & Nathan, P.C. closed 9.3% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Nathan & Nathan, P.C. primarily collect?

Based on CFPB complaint records, Nathan & Nathan, P.C.'s primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Nathan & Nathan, P.C.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Nathan & Nathan, P.C. active?

Consumers in 7 states and territories have filed CFPB complaints against Nathan & Nathan, P.C..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.