2026 data Public-data reference. official source

Berlin-Wheeler, Inc. (Kansas)

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

320
Debt Collection Complaints
75.7%
of All Complaints
99.8%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 124
I do not know 75
Telecommunications debt 61
Medical debt 30
Other (i.e. phone, health club, etc.) 18
Credit card debt 6
Medical 4
Rental debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 174
2.Written notification about debt 56
3.Incorrect information on your report 47
4.Improper use of your report 29
5.False statements or representation 27
6.Communication tactics 20
7.Took or threatened to take negative or legal action 19
8.Cont'd attempts collect debt not owed 15
9.Problem with a credit reporting company's investigation into an existing problem 15
10.Disclosure verification of debt 5

Company Responses

Closed with explanation 423
Consumers who disputed the response 3.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 3
2015 5
2016 11
2017 12
2018 25
2019 21
2020 28
2021 38
2022 59
2023 100
2024 104
2025 14
2026 2

Complaints by State (Top 15)

Arizona 51
Louisiana 44
Nevada 42
California 41
Kansas 37
Virginia 33
Texas 31
Florida 28
Oklahoma 18
Arkansas 14
Georgia 11
Missouri 10
Rhode Island 7
Ohio 6
New York 6

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 61
Credit reporting or other personal consumer reports - Credit reporting 37
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 2
Debt or credit management - Debt settlement 1
Vehicle loan or lease - Lease 1
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Berlin-Wheeler, Inc. (Kansas)

The CFPB has logged 320 debt-collection complaints against Berlin-Wheeler, Inc. (Kansas), 75.7% of the 423 complaints filed against this entity overall. Consumers in 34 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 99.8% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 3.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Berlin-Wheeler, Inc. (Kansas) have?

320 debt-collection complaints against Berlin-Wheeler, Inc. (Kansas) appear in the CFPB record - 75.7% of the company's total complaint volume.

Does Berlin-Wheeler, Inc. (Kansas) respond to complaints on time?

Berlin-Wheeler, Inc. (Kansas)'s CFPB timely-response rate is 99.8%. That puts it among the more responsive collectors in the CFPB dataset.

Does Berlin-Wheeler, Inc. (Kansas) provide relief to consumers?

Berlin-Wheeler, Inc. (Kansas) closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Berlin-Wheeler, Inc. (Kansas) primarily collect?

"Other debt" is the debt type Berlin-Wheeler, Inc. (Kansas) is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Berlin-Wheeler, Inc. (Kansas)?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Berlin-Wheeler, Inc. (Kansas) active?

Berlin-Wheeler, Inc. (Kansas) has received consumer complaints from 34 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.