2026 data Public-data reference. official source

Credit Bureau Systems, Inc., Paducah, KY Branch

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-CREDIT-BUREAU-SYST Credit Bureau Systems, Inc., Paducah, KY Branch

261 DC complaints · rank #307/656 · 99.7% timely

  • DC 261
  • RANK #307/656
  • TIMELY 99.7%
  • RELIEF 24.9%
  • DISPUTE 20%
  • STATES 26
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Elevate Recoveries, LLC

Photo peer: Elevate Recoveries, LLC (260)

Elevate Recoveries, LLC260Forster & Garbus LLP260Maury Cobb, Attorney at Law,…260Credit Bureau Systems, Inc.,…261
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau Systems, Inc., Paducah, KY Branch's 261 debt-collection complaints sit next to Elevate Recoveries, LLC (260) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credit Bureau Systems, Inc.… →

Debt Collection Complaint Breakdown

Medical debt 143
I do not know 59
Medical 25
Other debt 23
Other (i.e. phone, health club, etc.) 5
Rental debt 3
Credit card debt 2
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 84
2.Written notification about debt 63
3.False statements or representation 40
4.Took or threatened to take negative or legal action 31
5.Incorrect information on your report 28
6.Communication tactics 13
7.Disclosure verification of debt 11
8.Cont'd attempts collect debt not owed 10
9.Improper use of your report 9
10.Problem with a company's investigation into an existing problem 6

Company Responses

Closed with explanation 233
Closed with non-monetary relief 77
Closed 1
Closed with monetary relief 1
In progress 1
Consumers who disputed the response 20%

Complaints by Year

Year Complaints
2013 1
2014 7
2015 12
2016 11
2017 15
2018 15
2019 17
2020 17
2021 22
2022 47
2023 20
2024 26
2025 85
2026 18

Complaints by State (Top 15)

Kentucky 113
Missouri 50
Tennessee 30
Indiana 17
Florida 14
Mississippi 13
Georgia 11
Texas 9
Ohio 7
North Carolina 6
Illinois 6
Alabama 6
California 5
West Virginia 4
Kansas 3

What the CFPB Record Shows for Credit Bureau Systems, Inc., Paducah, KY Branch

PlainCredit places Credit Bureau Systems, Inc., Paducah, KY Branch at #307 of 656 debt collectors by CFPB debt-collection complaint volume (53rd percentile), matching the Collectors directory ranking. 261 debt-collection complaints against Credit Bureau Systems, Inc., Paducah, KY Branch appear in the CFPB record - 83.4% of the 313 complaints filed about this entity. The 26 states and territories represented make this a multi-state operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 99.7% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. 24.9% of resolved cases against this company closed with some form of consumer relief. In 20% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Credit Bureau Systems, Inc., Paducah, KY Branch → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Bureau Systems, Inc., Paducah, KY Branch: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Credit Bureau Systems, Inc., Paducah, KY Branch have?

Credit Bureau Systems, Inc., Paducah, KY Branch has 261 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #307 of 656 collectors by that volume.

Does Credit Bureau Systems, Inc., Paducah, KY Branch respond to CFPB complaints on time?

CFPB complaints against Credit Bureau Systems, Inc., Paducah, KY Branch show a 99.7% timely-response rate.

What issue do consumers cite most about Credit Bureau Systems, Inc., Paducah, KY Branch?

"Attempts to collect debt not owed" is the leading issue tag on Credit Bureau Systems, Inc., Paducah, KY Branch's CFPB complaint record.

How should I read Credit Bureau Systems, Inc., Paducah, KY Branch's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.