Credit Collections U.S.A., L.L.C.
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-CREDIT-COLLECTIONS Credit Collections U.S.A., L.L.C.
160 DC complaints · rank #465/656 · 12.6% timely
- DC 160
- RANK #465/656
- TIMELY 12.6%
- RELIEF 0%
- DISPUTE 10.3%
- STATES 22
- ISSUE Written notification about…
- RESP Closed with explanation
- PHOTO The Stark Collection Agency…
Volume peers
Photo peer: The Stark Collection Agency, Inc. (160)
Credit Collections U.S.A., L.L.C.'s 160 debt-collection complaints sit next to The Stark Collection Agency, Inc. (160) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credit Collections U.S.A.,… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2015 | 18 |
| 2016 | 13 |
| 2017 | 31 |
| 2018 | 31 |
| 2019 | 16 |
| 2020 | 18 |
| 2021 | 17 |
| 2022 | 15 |
| 2023 | 7 |
| 2024 | 1 |
| 2025 | 11 |
| 2026 | 3 |
Complaints by State (Top 15)
What the CFPB Record Shows for Credit Collections U.S.A., L.L.C.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Credit Collections U.S.A., L.L.C. ranks #465 of 656 debt collectors by debt-collection complaint volume (29th percentile), using the same dc_complaints sort as the Collectors directory. 160 debt-collection complaints against Credit Collections U.S.A., L.L.C. appear in the CFPB record - 87.9% of the 182 complaints filed about this entity. The 22 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Written notification about debt" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 12.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 10.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Credit Collections U.S.A., L.L.C. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Credit Collections U.S.A., L.L.C.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (160 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (10.3% here).
Frequently asked questions
How many CFPB debt-collection complaints does Credit Collections U.S.A., L.L.C. have?
160 debt-collection complaints name Credit Collections U.S.A., L.L.C. in this CFPB extract - corpus rank #465/656.
Does Credit Collections U.S.A., L.L.C. respond to CFPB complaints on time?
The timely-response rate for Credit Collections U.S.A., L.L.C. in this extract is 12.6%.
What issue do consumers cite most about Credit Collections U.S.A., L.L.C.?
The most-cited issue in complaints about Credit Collections U.S.A., L.L.C. is "Written notification about debt."
How should I read Credit Collections U.S.A., L.L.C.'s CFPB complaint record?
Credit Collections U.S.A., L.L.C.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.