2026 data Public-data reference. official source

Rjm Acquisition LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)

159
Debt Collection Complaints
92.4%
of All Complaints
94.8%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Other (i.e. phone, health club, etc.) 99
I do not know 42
Credit card 17
Auto 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 93
2.Disclosure verification of debt 37
3.False statements or representation 11
4.Improper contact or sharing of info 8
5.Communication tactics 5
6.Taking/threatening an illegal action 5
7.Incorrect information on credit report 5
8.Account opening, closing, or management 3
9.Deposits and withdrawals 2
10.Problems caused by my funds being low 1

Company Responses

Closed with explanation 163
Untimely response 9
Consumers who disputed the response 11.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 45
2014 102
2015 25

Complaints by State (Top 15)

Texas 24
New York 21
California 20
Florida 12
Georgia 8
Arizona 7
Virginia 7
Maryland 5
Ohio 5
New Jersey 5
Tennessee 5
Indiana 4
Nevada 4
Pennsylvania 4
Michigan 4

Other Complaint Types

Credit reporting 6
Bank account or service - Checking account 5
Bank account or service - Other bank product/service 1
Credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Rjm Acquisition LLC

Rjm Acquisition LLC has 159 debt-collection complaints on file with the CFPB, which represents 92.4% of the 172 total complaints the Bureau has received about this entity. Reports have originated from consumers in 33 states and territories, making this a multi-state collection operation as measured by complaint volume. "Other (i.e. phone, health club, etc.)" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Cont'd attempts collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 94.8% of forwarded complaints. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 11.6% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Rjm Acquisition LLC have?

The CFPB has logged 159 debt-collection complaints against Rjm Acquisition LLC, 92.4% of all complaints filed against this company.

Does Rjm Acquisition LLC respond to complaints on time?

Rjm Acquisition LLC's CFPB timely-response rate is 94.8%.

Does Rjm Acquisition LLC provide relief to consumers?

Rjm Acquisition LLC closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Rjm Acquisition LLC primarily collect?

Based on CFPB complaint records, Rjm Acquisition LLC's primary debt type is "Other (i.e. phone, health club, etc.)"; the complete breakdown is shown above.

What rights do I have against Rjm Acquisition LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Rjm Acquisition LLC active?

CFPB data shows consumer complaints against Rjm Acquisition LLC from 33 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.