2026 data Public-data reference. official source

D2 Management LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan debt

182
Debt Collection Complaints
91.5%
of All Complaints
95%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 82
Payday loan debt 45
Credit card debt 17
Other debt 11
Payday loan 10
Credit card 7
Other (i.e. phone, health club, etc.) 4
Medical 2
Medical debt 1
Telecommunications debt 1
Auto debt 1
Private student loan debt 1

Top Complaint Issues

1.Communication tactics 61
2.Attempts to collect debt not owed 36
3.Written notification about debt 22
4.Took or threatened to take negative or legal action 18
5.Cont'd attempts collect debt not owed 14
6.False statements or representation 10
7.Threatened to contact someone or share information improperly 7
8.Electronic communications 5
9.Disclosure verification of debt 5
10.Incorrect information on your report 3

Company Responses

Closed with explanation 182
Closed 17
Consumers who disputed the response 22.2%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 3
2015 3
2016 21
2017 26
2018 21
2019 19
2020 15
2021 14
2022 10
2023 19
2024 12
2025 31
2026 5

Complaints by State (Top 15)

Texas 31
California 17
Ohio 15
Florida 11
New York 10
Virginia 6
Pennsylvania 6
Indiana 6
Arizona 5
Georgia 5
Massachusetts 5
Oregon 5
Maryland 5
Michigan 5
Washington 5

Other Complaint Types

Payday loan, title loan, or personal loan - Payday loan 5
Payday loan 3
Credit card or prepaid card - General-purpose credit card or charge card 2
Credit reporting or other personal consumer reports - Credit reporting 2
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Consumer Loan - Vehicle loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for D2 Management LLC

The CFPB has logged 182 debt-collection complaints against D2 Management LLC, 91.5% of the 199 complaints filed against this entity overall. Consumers in 38 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Payday loan debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.

95% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 22.2% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does D2 Management LLC have?

182 debt-collection complaints against D2 Management LLC appear in the CFPB record - 91.5% of the company's total complaint volume.

Does D2 Management LLC respond to complaints on time?

D2 Management LLC has a 95% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does D2 Management LLC provide relief to consumers?

D2 Management LLC closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does D2 Management LLC primarily collect?

"Payday loan debt" is the debt type D2 Management LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against D2 Management LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is D2 Management LLC active?

Consumers in 38 states and territories have filed CFPB complaints against D2 Management LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.