D2 Management LLC

CFPB Consumer Complaint Profile

199
Total Complaints
33
Last 12 Months
95%
Timely Response
38
States Affected
D2 Management LLC timely response rate 95.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 82
Debt collection — Payday loan debt 45
Debt collection — Credit card debt 17
Debt collection — Other debt 11
Debt collection — Payday loan 10
Debt collection — Credit card 7
Payday loan, title loan, or personal loan — Payday loan 5
Debt collection — Other (i.e. phone, health club, etc.) 4
Payday loan 3
Credit card or prepaid card — General-purpose credit card or charge card 2

Top Issues

1.Communication tactics 61
2.Attempts to collect debt not owed 36
3.Written notification about debt 22
4.Took or threatened to take negative or legal action 18
5.Cont'd attempts collect debt not owed 14
6.False statements or representation 10
7.Threatened to contact someone or share information improperly 7
8.Electronic communications 5
9.Disclosure verification of debt 5
10.Incorrect information on your report 3

Complaints by Year

Year Complaints
2014 3
2015 3
2016 21
2017 26
2018 21
2019 19
2020 15
2021 14
2022 10
2023 19
2024 12
2025 31
2026 5

Complaints by State (Top 15)

Texas 31
California 17
Ohio 15
Florida 11
New York 10
Virginia 6
Pennsylvania 6
Indiana 6
Arizona 5
Georgia 5
Massachusetts 5
Oregon 5
Maryland 5
Michigan 5
Washington 5

Company Responses

Closed with explanation 182
Closed 17

What the CFPB Complaint Record Shows for D2 Management LLC

The CFPB Consumer Complaint Database has logged 199 complaints against D2 Management LLC overall, with 33 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

D2 Management LLC's timely response rate stands at 95%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 22.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does D2 Management LLC have?

D2 Management LLC has 199 total consumer complaints filed with the CFPB, with 33 filed in the last 12 months.

Does D2 Management LLC respond to complaints on time?

D2 Management LLC has a 95% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for D2 Management LLC?

The most complained-about product for D2 Management LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with D2 Management LLC?

The most common issue reported by consumers about D2 Management LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against D2 Management LLC?

You can file a complaint against D2 Management LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about D2 Management LLC?

Consumers in 38 states and territories have filed complaints about D2 Management LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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