2026 data Public-data reference. official source

Levy & Associates, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

182
Debt Collection Complaints
93.8%
of All Complaints
97.9%
Timely Response
1%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 89
I do not know 34
Auto debt 20
Other debt 15
Credit card 10
Medical debt 5
Private student loan debt 3
Mortgage 2
Auto 2
Other (i.e. phone, health club, etc.) 1
Payday loan debt 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 59
2.Attempts to collect debt not owed 39
3.Written notification about debt 38
4.False statements or representation 23
5.Communication tactics 7
6.Cont'd attempts collect debt not owed 6
7.Disclosure verification of debt 5
8.Threatened to contact someone or share information improperly 3
9.Improper use of your report 3
10.Problem when making payments 2

Company Responses

Closed with explanation 190
Closed 2
Closed with monetary relief 1
Closed with non-monetary relief 1
Consumers who disputed the response 21.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 6
2014 3
2015 3
2016 6
2017 11
2018 10
2019 15
2020 9
2021 10
2022 8
2023 20
2024 32
2025 52
2026 9

Complaints by State (Top 15)

Ohio 89
Virginia 41
Indiana 20
Texas 10
Maryland 7
Kentucky 6
North Carolina 6
Illinois 4
California 2
South Carolina 2
Wisconsin 2
New York 1
New Jersey 1
Florida 1
District of Columbia 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Payday loan, title loan, personal loan, or advance loan - Installment loan 2
Credit reporting or other personal consumer reports - Credit reporting 2
Student loan - Private student loan 1
Money transfer, virtual currency, or money service - Domestic (US) money transfer 1
Credit card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Levy & Associates, LLC

The CFPB has logged 182 debt-collection complaints against Levy & Associates, LLC, 93.8% of the 194 complaints filed against this entity overall. Consumers in 15 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction with this collector.

97.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 21.7% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Levy & Associates, LLC have?

182 debt-collection complaints against Levy & Associates, LLC appear in the CFPB record - 93.8% of the company's total complaint volume.

Does Levy & Associates, LLC respond to complaints on time?

97.9% of the CFPB complaints against Levy & Associates, LLC get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does Levy & Associates, LLC provide relief to consumers?

Levy & Associates, LLC closed 1% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Levy & Associates, LLC primarily collect?

"Credit card debt" is the debt type Levy & Associates, LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Levy & Associates, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Levy & Associates, LLC active?

Levy & Associates, LLC has received consumer complaints from 15 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.