2026 data Public-data reference. official source

Healthcare Collections-I, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

182
Debt Collection Complaints
91.9%
of All Complaints
96%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 116
Medical 40
I do not know 17
Other debt 6
Credit card debt 2
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Attempts to collect debt not owed 57
2.Written notification about debt 51
3.Cont'd attempts collect debt not owed 19
4.False statements or representation 16
5.Disclosure verification of debt 15
6.Took or threatened to take negative or legal action 10
7.Communication tactics 10
8.Incorrect information on your report 8
9.Problem with a credit reporting company's investigation into an existing problem 6
10.Improper contact or sharing of info 2

Company Responses

Closed with explanation 192
Untimely response 5
Closed 1
Consumers who disputed the response 41.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 9
2015 8
2016 22
2017 23
2018 31
2019 19
2020 25
2021 35
2022 13
2023 7
2024 1
2025 5

Complaints by State (Top 15)

Arizona 154
Texas 8
Florida 5
Wisconsin 3
Pennsylvania 3
California 3
Georgia 3
Michigan 2
New York 2
Kansas 2
New Jersey 2
Louisiana 1
North Carolina 1
Ohio 1
Virginia 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Debt or credit management - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Healthcare Collections-I, LLC

The CFPB has logged 182 debt-collection complaints against Healthcare Collections-I, LLC, 91.9% of the 198 complaints filed against this entity overall. Consumers in 22 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

96% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 41.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Healthcare Collections-I, LLC have?

The CFPB has logged 182 debt-collection complaints against Healthcare Collections-I, LLC, 91.9% of all complaints filed against this company.

Does Healthcare Collections-I, LLC respond to complaints on time?

Healthcare Collections-I, LLC has a 96% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Healthcare Collections-I, LLC provide relief to consumers?

0% of resolved complaints against Healthcare Collections-I, LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Healthcare Collections-I, LLC primarily collect?

"Medical debt" is the debt type Healthcare Collections-I, LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Healthcare Collections-I, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Healthcare Collections-I, LLC active?

Consumers in 22 states and territories have filed CFPB complaints against Healthcare Collections-I, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.