2026 data Public-data reference. official source

Immediate Credit Recovery

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Federal student loan debt

CFPB collection forwarding receipt

Forwarded record DC-IMMEDIATE-CREDIT-R Immediate Credit Recovery

143 DC complaints · rank #490/656 · 92.6% timely

  • DC 143
  • RANK #490/656
  • TIMELY 92.6%
  • RELIEF 0%
  • DISPUTE 19.2%
  • STATES 36
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Orions Management Group, LLC

Photo peer: Orions Management Group, LLC (143)

Orions Management Group, LLC143Kings Credit Services143Oxford Law, LLC143Immediate Credit Recovery (t…143
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Immediate Credit Recovery's 143 debt-collection complaints sit next to Orions Management Group, LLC (143) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Immediate Credit Recovery →

Debt Collection Complaint Breakdown

Federal student loan debt 56
I do not know 31
Federal student loan 20
Other debt 9
Other (i.e. phone, health club, etc.) 8
Non-federal student loan 7
Private student loan debt 7
Medical debt 4
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 31
2.Dealing with your lender or servicer 28
3.Written notification about debt 28
4.Dealing with my lender or servicer 21
5.Communication tactics 19
6.Struggling to repay your loan 15
7.False statements or representation 15
8.Disclosure verification of debt 14
9.Cont'd attempts collect debt not owed 14
10.Took or threatened to take negative or legal action 12

Company Responses

Closed with explanation 215
Consumers who disputed the response 19.2%

Complaints by Year

Year Complaints
2013 4
2014 15
2015 14
2016 25
2017 41
2018 39
2019 39
2020 24
2021 8
2022 5
2023 1

Complaints by State (Top 15)

New York 33
Texas 30
California 16
Florida 16
Ohio 13
Georgia 12
Pennsylvania 8
Illinois 6
Washington 6
Virginia 6
Michigan 5
Tennessee 5
Massachusetts 5
North Carolina 4
New Jersey 4

What the CFPB Record Shows for Immediate Credit Recovery

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Immediate Credit Recovery ranks #490 of 656 debt collectors by debt-collection complaint volume (25th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 143 debt-collection complaints against Immediate Credit Recovery, 66.5% of the 215 complaints filed against this entity overall. Consumers in 36 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Federal student loan debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

92.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 19.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Immediate Credit Recovery → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Immediate Credit Recovery: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (143 here).

Frequently asked questions

How many CFPB debt-collection complaints does Immediate Credit Recovery have?

Immediate Credit Recovery has 143 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #490 of 656 collectors by that volume.

Does Immediate Credit Recovery respond to CFPB complaints on time?

The timely-response rate for Immediate Credit Recovery in this extract is 92.6%.

What issue do consumers cite most about Immediate Credit Recovery?

"Attempts to collect debt not owed" is the leading issue tag on Immediate Credit Recovery's CFPB complaint record.

How should I read Immediate Credit Recovery's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.