Kings Credit Services
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-KINGS-CREDIT-SERVI Kings Credit Services
143 DC complaints · rank #490/656 · 97.5% timely
- DC 143
- RANK #490/656
- TIMELY 97.5%
- RELIEF 0%
- DISPUTE 11.9%
- STATES 13
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Immediate Credit Recovery
Photo peer: Immediate Credit Recovery (143)
Kings Credit Services's 143 debt-collection complaints sit next to Immediate Credit Recovery (143) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Kings Credit Services →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 8 |
| 2015 | 8 |
| 2016 | 15 |
| 2017 | 21 |
| 2018 | 20 |
| 2019 | 18 |
| 2020 | 14 |
| 2021 | 23 |
| 2022 | 12 |
| 2023 | 4 |
| 2024 | 14 |
Complaints by State (Top 15)
What the CFPB Record Shows for Kings Credit Services
Kings Credit Services sits at #490 of 656 debt collectors in this extract by debt-collection complaint volume (25th percentile), the same ordering shown on /collectors. Kings Credit Services has 143 debt-collection complaints on file with the CFPB, which represents 89.9% of the 159 total complaints the Bureau has received about this entity. Reports have originated from consumers in 13 states and territories, making this a geographically focused collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
97.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 11.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Kings Credit Services → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Kings Credit Services: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (143 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (11.9% here).
Frequently asked questions
How many CFPB debt-collection complaints does Kings Credit Services have?
The CFPB extract lists 143 debt-collection complaints against Kings Credit Services (#490 of 656 collectors by volume).
Does Kings Credit Services respond to CFPB complaints on time?
The timely-response rate for Kings Credit Services in this extract is 97.5%.
What issue do consumers cite most about Kings Credit Services?
"Attempts to collect debt not owed" is the leading issue tag on Kings Credit Services's CFPB complaint record.
How should I read Kings Credit Services's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.