2026 data Public-data reference. official source

Receivable Solutions, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

197
Debt Collection Complaints
88.3%
of All Complaints
90.1%
Timely Response
0.4%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 106
I do not know 42
Medical 37
Other debt 7
Other (i.e. phone, health club, etc.) 3
Mortgage debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 75
2.Written notification about debt 39
3.Communication tactics 19
4.Cont'd attempts collect debt not owed 19
5.False statements or representation 18
6.Incorrect information on your report 17
7.Disclosure verification of debt 11
8.Took or threatened to take negative or legal action 10
9.Problem with a credit reporting company's investigation into an existing problem 5
10.Threatened to contact someone or share information improperly 4

Company Responses

Closed with explanation 221
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 19.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2015 8
2016 33
2017 22
2018 18
2019 48
2020 36
2021 41
2022 16
2023 1

Complaints by State (Top 15)

South Carolina 143
Missouri 16
New York 13
North Carolina 11
Georgia 8
Oklahoma 5
Arkansas 4
Pennsylvania 3
Ohio 3
Illinois 3
Kansas 2
Florida 2
Texas 2
Indiana 1
Connecticut 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 24
Consumer Loan - Installment loan 1
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Receivable Solutions, Inc.

Receivable Solutions, Inc. has 197 debt-collection complaints on file with the CFPB, which represents 88.3% of the 223 total complaints the Bureau has received about this entity. Reports have originated from consumers in 20 states and territories, making this a multi-state collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 90.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0.4% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 19.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Receivable Solutions, Inc. have?

Receivable Solutions, Inc. has 197 debt collection complaints filed with the CFPB, representing 88.3% of all complaints against this company.

Does Receivable Solutions, Inc. respond to complaints on time?

Receivable Solutions, Inc.'s CFPB timely-response rate is 90.1%.

Does Receivable Solutions, Inc. provide relief to consumers?

Receivable Solutions, Inc. closed 0.4% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Receivable Solutions, Inc. primarily collect?

"Medical debt" is the debt type Receivable Solutions, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Receivable Solutions, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Receivable Solutions, Inc. active?

CFPB data shows consumer complaints against Receivable Solutions, Inc. from 20 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.